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How do Credit Cards Work?

How Do Credit Cards Work?

A credit card is a line of credit that you can borrow against. You will be responsible for a minimum monthly payment, with interest, until the amount you have used has been paid off. The interest rate is a variable rate.

How Can I Protect Myself Against Credit/Debit Card Fraud?

Use a free-standing ATM. Be familiar of the online security standards on all websites. Register with Visa Secure® when using the card number remotely. Never write your PIN on the card or carry the written PIN with you. Use your Online Banking account or Truliant's Tru2Go Phone Banking to watch your account activity. The VISA toll-free number for lost or stolen cards is 833.541.0777.