Knowledge Base
How Truliant FCU Calculates Credit Card Interest.
How Is Credit Card Interest Calculated?
Your current Truliant credit card has a variable Annual Percentage Rate (APR). To see the exact interest rate either:
- Login to Online Banking or the Tru2Go app and go to Credit Card under Account History and select a statement
- Call 800-822-0382 to find out your current interest rate
To see the rates for a new card click here
How Does My Credit Score Affect My Loan or Credit Card Rate?
A high credit score will qualify you for a lower interest rate. A low credit score, which indicates you are a high credit risk, will qualify you for a higher interest rate. If you’d like to discuss the specifics of your situation, Make an Appointment for a No-Cost Credit Review and we can go over your credit report in detail to give you more financial stability.