Knowledge Base
Loan Answers from Truliant
When Is My Next Payment Due?
You can find the next payment amount and due date for your loans in Online Banking or call us at 800-822-0382.
How Much Do I Owe on My Credit Card?
To see your credit card statement with details about your next payment, login to Online Banking or the Truliant app and look under Credit Card.
Why Was I Charged a Late Fee?
If you've missed a payment recently, or made the payment late, you may be charged a late fee. To get more information on late fees for your specific loan, or if you believe you were charged this fee incorrectly or think that you might be eligible for a refund, please contact a member service representative at 800-822-0382.
Does My Loan Have a Grace Period, if So, How Long Is It?
Call us at 800-822-0382 to find out if your loan or credit card has a grace period.
What is Loan Completion?
At the point when the loan money has successfully transferred to the recipient financial institution, is considered loan completion.
Even if the ATM isn’t Truliant-branded, it can still be surcharge-free if it’s part of our network.
Use the ATM locator to find the most convenient locations near you.
General Charges | |
---|---|
Fee Type | Fee Amount |
Monthly maintenance | $5.00 Waived with any of the following: 1) Monthly Total Deposits ≥ $250, or 2) 23 or younger |
Official check, payable to third party | $5.00/check |
Wire transfer (incoming) | $10.00 (Domestic / International) |
Wire transfer (outgoing) | $25.00 (Domestic) $35.00 (International) |
For a comprehensive listing of account-related fees, special service fees, and additional details, log in to online or mobile banking to view our Deposit Account Agreement or Business Deposit Account Agreement.
Truliant will strive to pay the following types of transactions when you do not have funds available.
- Checks and other transactions made using your checking account number
- Automatic recurring drafts made using your debit card number
- Debit card transactions
- ATM transactions
Unexpected perks — A $90 per month value if purchased separately:
- Lifestyle Protection and Savings
- Cell phone protection coverage
- 24/7 roadside assistance
- Buyer protection and extended warranties
- Telehealth for your family
- Save on healthcare (prescription, vision and dental discounts)
- Travel and leisure discounts
- Shopping perks (receive cash back or use for purchases)
- Shell station fuel perks
- Security and Fraud Protection
- Credit and identity monitoring
- View details.
- Or call the Benefits Service Center at 866-298-3686, Mon – Fri, 8:30 a.m. – 5:00 p.m. ET for assistance with registration and activation.
- Free standard Truliant checks
- Free official checks
- Free incoming wire transfers
- One-time overdraft fee waiver (per calendar year)
- Early Pay — Get your paycheck up to 2 days early
- Surcharge-free ATMs — Access to 80,000 ATMs worldwide that waive their fees for our members
- Free ATM withdrawals, even outside Truliant
General Charges | |
---|---|
Fee Type | Fee Amount |
Monthly maintenance | $25.00 Waived with any of the following: 1) Average Monthly Deposit Relationship ≥ $25,000, or 2) Average Monthly Truliant Financial Advisors Investment ≥ $50,000 |
Order checks | Standard Truliant Checks are free |
Wire transfer (outgoing) | $25.00 Domestic, $35.00 International (incoming wires are free) |
Overdraft Charges | |
Fee Type | Fee Amount |
Balance Backup* and Balance Backup+** overdraft protection | $28.00/transaction (limit of six service charges per day) - 1 fee waiver per calendar year |
Deposit account overdraft protection transfer service charge | $3.00 (limit once daily) |
Line of credit overdraft protection transfer service charge | $3.00 (limit once daily) |
*Balance Backup service charge occurs anytime we cover overdrafts caused by check, recurring transaction, or other transaction made using checking account or debit card number.
**Balance Backup+ service charge occurs anytime we cover overdrafts caused by debit card or ATM transactions.
General Charges | |
---|---|
Fee Type | Fee Amount |
Monthly maintenance | $7.50 Waived with any of the following: 1) Monthly Direct Deposit ≥ $500, or 2) Average Monthly Checking Balance ≥ $1,500, or 3) Average Monthly Deposit Relationship ≥ $5,000 |
Order checks | Standard Truliant Checks = $10.00 |
Official check, payable to third party | $5.00/check |
Wire transfer (incoming) | $10.00 Domestic or International |
Wire transfer (outgoing) | $25.00 Domestic, $35.00 International |
Overdraft Charges | |
Fee Type | Fee Amount |
Balance Backup* and Balance Backup+** overdraft protection | $28.00/transaction (limit of six service charges per day) - 1 fee waiver per calendar year |
Deposit account overdraft protection transfer service charge | $3.00 (limit once daily) |
Line of credit overdraft protection transfer service charge | $3.00 (limit once daily) |
*Balance Backup service charge occurs anytime we cover overdrafts caused by check, recurring transaction, or other transaction made using checking account or debit card number.
**Balance Backup+ service charge occurs anytime we cover overdrafts caused by debit card or ATM transactions.
See more details here.
- Driver’s license (state or U.S. territory issued)
- Driver’s license learner permit (state or U.S. territory issued)
- ID card (state or U.S. territory issued)
- Passport (U.S. or foreign government-issued)
- Armed Forces ID (U.S. government-issued)
- Permanent resident card (U.S. government-issued)
- Employment authorization card (U.S. government-issued)
- VISA (U.S. government-issued)
- Matricula Consular ID (Mexican consulate issued)
Additional documents may be requested to verify identity and residency.
Unexpected perks — A $90 per month value if purchased separately:
- Lifestyle Protection and Savings
- Cell phone protection coverage
- 24/7 roadside assistance
- Buyer protection and extended warranties
- Telehealth for your family
- Save on healthcare (prescription, vision and dental discounts)
- Travel and leisure discounts
- Shopping perks (receive cash back or use for purchases)
- Shell station fuel perks
- Security and Fraud Protection
- Credit and identity monitoring
- View details.
- Or call the Benefits Service Center at 866-298-3686, Mon – Fri, 8:30 a.m. – 5:00 p.m. ET for assistance with registration and activation.
- One-time overdraft fee waiver (per calendar year)
- Early Pay — Get your paycheck up to 2 days early
- Low-cost standard Truliant checks — Only $10 per order
- Surcharge-free ATMs — Access to 80,000 ATMs worldwide that waive their fees for our members
- Free ATM withdrawals, even outside Truliant