Knowledge Base

What Kinds of Loans Do You Offer?

We offer a variety of loans to meet your specific needs. Some examples include: auto loan, mortgage, credit card, personal loan, debt consolidation loan, and home equity line of credit and business loans.
If you can't find what you are looking for on the website, please give us a call us at 800-822-0382.

Does Truliant Offer Land Loans?

Whether you're looking at a piece of vacant land to eventually build your dream home on or trying to get in on the ground level of a new subdivision, you're most likely researching land loans.

Can I Use the Equity in My House as a Loan Down Payment?

Yes, you can borrow secured funds to use as your down payment.
However, any loans you take out must be secured by an asset you own. If you own something of value that you could borrow funds against, such as a car or another home, it's a perfectly acceptable source of funds.

If you plan to obtain a loan, make sure to include details of this loan in the Expenses section of the mortgage application. We must include the new payment in the E/I ratio.

Do You Offer Construction Loans?

 Yes, we offer Single-Closing Construction Loans and Home Equity Lines of Credit. You can apply at a branch or over the phone. We will walk you through the process and answer any questions you have. Learn more and try our loan calculator.

Do You Make Heavy Equipment Loans?

 Yes, we offer a variety of loans to fill your needs, from business machines and heavy equipment for farming, to commercial grade restaurant coolers. A Truliant loan officer will gladly work with you to ensure you get the funding needed for your business. Learn more

How Can I Contact a Loan Officer?

Truliant loan officers are available to meet with you at any branch.

1. Go to our locations page
2. Select the branch most convenient to you
3. Click the "Schedule an Appointment" button
4. Follow the on screen instructions