Knowledge Base

Are There Any Prepayment Penalties Charged for Your Mortgage Loan Programs?

There are no prepayment penalties associated with the mortgages we offer. You can pay off your mortgage anytime with no additional charges.

Can I Get Preapproved for a Mortgage?

You can get pre-approved for a mortgage or auto loan so you know how much you can afford and shop with confidence. Get started here, then click Apply for a Loan. Also, don’t forget to check within Online Banking or Tru2Go app under Loan Offers to see if you are already preapproved.

Does Truliant Offer Assistance With First-Time Homebuyer Mortgages?

We offer 100% financing and down payment assistance to qualifying first-time homebuyers. Visit our mortgage page to learn more or give us a call at 800-822-0382. We also provide several guides and articles about the home buying process to help you. Check them out here.

What Documentation Is Required for a Mortgage Loan?

If you're selling your current home to purchase your new home, we'll ask you to provide a copy of the settlement or closing statement you'll receive at the closing to verify that your current mortgage has been paid in full and you'll have sufficient funds for our closing. The closing of your current home often is scheduled for the same day as the closing of your new home. If that's the case, we ask that you bring your settlement statement to your new mortgage closing.