Knowledge Base

Wire Transfer Instructions and Fees

Learn about fees for incoming and outgoing wire transfers, how to wire transfer money domestically and internationally, and more.

How Do I Wire Money?

In order to wire transfer money from one financial institution to another, you may visit a branch or call 800-822-0382. 
To send a domestic wire transfer, you will need:

• Recipient's full name
• Recipient’s bank’s name and routing number
• Recipient’s bank account number

To receive a wire transfer, you will need:

• Truliant’s routing number: 253177832
• Your account number

How Do I Transfer Money to a Foreign Country?

To send an international wire transfer, you will need to provide:

• Recipient’s full name
• Recipient's address
• Recipient's phone number
• Recipient's bank account number
• Recipient's bank’s routing number
• Receiving financial institution's address
• Purpose of wire
• Swift code

Additional information could be required depending on which country the wire is being sent to.

How Much Does a Wire Transfer Cost?

• Incoming wire transfer: $10 (Domestic / International)
• Outgoing wire transfer: $25 (Domestic), $35 (International)

How Long Does an International Wire Transfer Take?

International wire transfers normally take about two business days, but times may vary based on several factors, such as the bank and the destination of the recipient.

Can You Verify a Wire Transfer?

You must contact the wire transfer recipient to verify receipt of a wire transfer.

Is the Routing Number the Same for a Wire Transfer and for an ACH Transfer?

Not necessarily. Both transactions require a 9-digit number, but you will have to verify with the financial institution where you are sending the funds if the ABA number for ACH or wires are the same.
The Truliant Routing number is: 253177832

What Is an IBAN and Is It Required for International Transfers?

The International Bank Account Number (IBAN) is an international standard of identifying bank accounts. These numbers are used when making or receiving international payments.

The IBAN varies by country/institution and does not replace your account number. Only the institution servicing an account can provide the correct IBAN of that account and it must be obtained from the beneficiary of the wire. An IBAN is required for beneficiary accounts in Europe and other countries around the world.