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Frequently Asked Questions About Your New Truliant Credit Card

What?

We’ve partnered with a new card provider to bring you an improved credit card experience. As part of this change, your new Truliant credit card includes a new card number. Joint and authorized users will also receive new, unique card numbers from the primary cardholder.

This update enables us to deliver enhanced technology, stronger fraud protection, and a smoother rewards experience—while maintaining all the great benefits you already enjoy.

When?

As part of this update, digital banking access to credit card features will be available in phases while we complete final conversion steps to ensure credit card information is accurate and fully aligned in digital banking.

Wednesday, April 15

Beginning April 15, all credit card holders will see their credit card listed in their account and loan list in digital banking within the new Credit Card account tile. Members will be able to:

  • View credit card balance and available credit
  • View transaction history
  • Make a payment from a Truliant account

At this time, members will not be able to register their credit card in digital banking.

Friday, April 17

On April 17, credit card registration and additional self‑service features will be available. Once available, cardholders will be able to:

  • Enroll in eStatements
  • Lock and unlock their card
  • Set up alerts

Who will be impacted?

All consumer and business members who currently have a credit card will be receiving a new card in the mail with a new card number. Joint and authorized users will also receive new, unique card numbers, different from the primary cardholder.

 

New Credit Card FAQs

What are the important dates?
  • Late March – Receive new Credit Cards
  • April 12 – Final day to use current card
  • April 13 – First day to activate new card
  • April 9-14 – No access to credit card information, although card can still be used and rewards points will still accumulate if applicable
  • April 15 – 17 Regain access to your credit card information through Truliant online banking
  • May 1 – Re-register new rewards card in online banking for access to rewards
Will my new Truliant credit card number be the same?

No. All cardholders, including joint and authorized users, will receive new cards with new, individual card numbers. Members will begin receiving their new cards in late March. The following is the activation schedule:

  • APRIL 12 – LAST DAY TO USE CURRENT CARD
  • APRIL 13 – ACTIVATE NEW CREDIT CARD
When will I receive my new credit card?

You will receive your new card in late March. You should keep these cards in a safe place until the activation date of April 13.

Does the account balance from the current card carry over to the new one?

Yes, all balances from your previous card will transfer to the new card upon activation. 

How do I activate my new card?

Starting April 13, simply call the activation phone number printed on the sticker of your new credit card from the primary phone number on your account:  800-631-3197.

Can I request a card limit increase?

Not from February 13 - April 30.  Beginning May 1, if you request a card limit increase you will be required to apply for one of the new credit card options.

What if I have a lost or stolen card?

If you have a lost or stolen card, please reach out to Truliant at 800-822-0382.

 

Rewards Card FAQs

What happens to my rewards points?

Good news! All of the same benefits you love from your credit card will stay the same. Unredeemed points will not appear in the first cardholder statement; however, they will be reflected correctly in your May statement.  There will be no loss of points and no interruption in rewards being earned.

Please make note that you will see a statement message in February directing you to redeem your points, but you do not have to do so.  They will carry over to the new card.

How do I redeem my current rewards points now if I choose?

Continue to access and redeem your rewards points through April 8, 2026, through your online banking.

Please note that you will not be able to view your credit card rewards through online banking from April 9 to May 1, 2026, due to system maintenance.

How do I access my rewards?

Beginning May 1, a one-time registration will be required when you access the rewards site. You will continue to access rewards through Online Banking by clicking 'Credit Card', selecting your card from the Account Summary page, and then selecting 'Rewards.'

 

Online Banking Card Access FAQs

Can I continue to access my credit card information in online banking?

Yes, you can continue accessing your credit card information in online banking through 11:59 p.m. ET April 8, 2026.  However, during the timeframe of April 9-April 14, there will be no access to see balances/transactions, rewards, make a payment or recurring transactions due to system maintenance.  

Digital Banking access to credit card features will occur in phases as we complete the final conversion steps to ensure credit card information is accurate and fully aligned in digital banking.

  • April 15 - You can view credit card balance and available credit, view transaction history, and make a payment from a Truliant account. 
  • April 17 -  You will be able to register your card in digital banking and access additional features: enroll in eStatements, lock and unlock your card, and set up alerts. 
    • Please note, you will need to re-register your new card in online banking by accepting terms and conditions, then entering and verifying the card number.
  • May 1 -  You will be able to access your rewards points again.
Can I add my credit card to my digital wallet? Which ones can I use?

Yes, members can add their cards to the following Digital Wallets:

  • Google
  • Apple
  • Samsung
My card is Lost/Stolen! What do I need to do?

Members can report their card as lost or stolen in the credit card portal. Selecting the Lost or Stolen on the right-hand menu will guide members through the process to block their card, review transactions, and order a new card by answering a few questions. 

Can I turn my card on or off?

Members can lock and unlock their card in the credit card portal from the main page.

How do I move my card transactions to Quicken/Quickbooks?

Data can be exported from the card account screen to Quicken or Quickbooks.

Can I block my authorized users from making certain purchases?

Members can choose to either block particular purchases, receive notifications, or set spending limits via the credit card portal by selecting the Notification settings in the right-hand menu.

Can I be notified when my authorized users make a purchase?

Members can choose to either block particular purchases, receive notifications, or set spending limits via the credit card portal by selecting the Notification settings in the right-hand menu. 

I have two cards in my name. How do I register them both?

If the cards are on the same statement, registering the primary card will show all cards on that account. If the cards receive different statements, after registering one card, select “Services” in the upper right corner, and the other card can be added to the credit card portal.

Statements FAQs

Will eStatements carry over to the new credit card?

You will need to re-enroll in eStatements. You can do this beginning April 17. Once you have logged into the credit card portal, eStatement enrollment and viewing is an option on the right-hand menu under the Statement selection.

Please note if you have rewards, your points calculations will appear incorrect on your April statement, but will be corrected on your May statement.  You will not lose any rewards points even if they do not appear correctly on your statement. 

Do I have access to my prior statements?

Members will see the prior 12 months of transactions. If the member needs a prior statement, they will need to reach out to the Contact Center or a branch for a copy.

Will there be any delays or changes in receiving my credit card statement?

No, there will be no interruption in receiving your statement. Statement cycles will also remain the same. 

Please note that if you have rewards, your points calculations will not appear on your April statement, but will be corrected on your May statement. 

 

Payments FAQs

How will I make a payment?

Continue to make your payments online, by phone or in the branch as normal through April 9. You will not have access to make payments online, by phone or in the branch between April 9 and April 14. Beginning April 15, you will use the new mailing address: PO Box 740002 Atlanta, GA 30374-0002, if paying by mail. 

If you have established recurring payments through your bank or credit union, using Bill Pay or a similar service, the following information will need to be updated to ensure your payment is received and credited to your account:

  • The mailing address needs to be updated to PO Box 740002 Atlanta, GA 30374-0002
  • The account number needs to be updated to the new card number once you receive it in the mail
Will I be charged a late fee if my payment is rerouted or not transferred correctly?

Late fees will not be assessed through June 21, 2026.

What happens if I have an automatic payment set up?

Members will need to re-enroll in autopay beginning April 13. If members are paying from a Truliant account, payment can be setup as a recurring scheduled transaction. If members are paying from a different financial institution, autopay can be set up in the credit card portal beginning April 15 via the right-hand menu by selecting 'Payments.'

I pay my credit card through Bill Pay. Can I still do that? Do I need to change anything?
  • The address the payments are being made to will need to be updated to: PO Box 740002 Atlanta, GA 30374-0002
  • The card number will need to be updated since members will have a new card number
What happens if I mail my payment to the old address (PO Box 4521 Carol Stream, IL 60197)?

The previous card provider will forward the payments via FedEx once a week to the new card provider for up to 60 days to the following address:

PO Box 740002

Atlanta, GA 30374-0002

What happens if I mail my payment to the wrong address after 60 days?

The payment will no longer be forwarded to the new card provider and will be returned back to the cardholder.

Contact Us

Who should I contact if I still have questions?

If you have questions regarding your new card, feel free to reach out to us at 800-822-0382 and select option 7 from the menu.

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