Our upcoming merger with Piedmont Advantage Credit Union.
Excited for our future growth...
Keeping you informed, every step of the way.
First, we want to say WELCOME to Piedmont Advantage Credit Union members, you’re going to like it here! We’re excited to merge our efforts, and we know this partnership will create a stronger organization for all our members.
Once the merger is completed, the combined credit union will operate under the Truliant name, uniting our membership, reinforcing our deep commitment to putting our members first, and making a difference in the lives of our members through enhanced capabilities and technology. Todd Hall will be the President/CEO of the combined organization.
While we are increasing our size, we’re committed to maintaining our personal connections. And as our organizations have gotten to know one another, we understood that PACU would be a great partner to team up with. We’ve both been serving members for more than 70 years and we’re dedicated to making the financial lives of our members better in every way and with every interaction.
We’re bringing together two cultures that share the same foundation and vision to provide improved service to a wider member base. The effective date of the merger is expected to be late 2026, with completion in 2027.
Frequently Asked Questions
Truliant and Piedmont Advantage Credit Union plan to combine through a strategic merger, pending regulatory approval and a vote by Piedmont Advantage members.
This brings together two mission-driven, community-focused credit unions committed to people helping people. Together, we expect to expand access, strengthen products and services, and create new opportunities for members and employees while staying true to our cooperative roots.We’re merging to combine strengths, increase scale, and better adapt to a rapidly evolving financial services landscape. Together, Truliant and Piedmont Advantage can expand community impact, invest more deeply in members, employees, and innovation, and strengthen operational and financial resilience.
This is a strategic partnership—Truliant will be the continuing entity—bringing together the talent, expertise, and resources of both credit unions to better serve members.
Piedmont Advantage was chosen for its strong cultural alignment with Truliant, deep community roots, solid financial stewardship, and dedication to members and employees.
Their people-first approach and cooperative history closely mirror Truliant’s values, making them a strong partner as we continue to grow and expand our impact.
Yes. The Boards of Directors of both Truliant Federal Credit Union and Piedmont Advantage Credit Union unanimously support the proposed merger and believe it is in the best interests of members, employees, and the communities we serve.
The merger would create a combined credit union with nearly $6 billion in assets, more than 1,000 employees, and 40+ branches across North Carolina, South Carolina, and Virginia, serving about 360,000 members. Greater scale supports operating efficiency, stronger stability, and more resources to invest in enhanced products, services, and technology.
Truliant members can expect benefits such as expanded access and convenience through a larger combined branch network, continued investment in digital banking technology, and expanded products and services.
Greater scale also supports increased innovation, stronger community impact, and added financial stability—helping us continue to offer competitive rates and fair fees over time.
And don’t worry—our friendly, knowledgeable team members will still be here to help you every step of the way.
We’re glad you’re a member of both credit unions. For now, it’s business as usual—members can continue to access their accounts, use existing products and services, and receive the same service they do today. We’ll share clear, timely updates throughout the process to support a smooth transition.
No action is needed right now; members can continue using their accounts and services as usual while the merger moves through required approvals. We’ll share clear, timely updates throughout the process to support a smooth transition, and if any changes affect how you access or use your accounts or services, we’ll communicate them clearly and well in advance.
For now, it’s business as usual—members can continue to access their accounts, use existing products and services, and receive the same service they do today. If any changes affect how you access or use your accounts or services, we’ll communicate them clearly and well in advance.
There are no immediate changes planned for Truliant branch locations. A key benefit of the proposed merger is expanded access and convenience through a larger combined branch network. If any changes affect how you access or use your accounts or services, we’ll communicate them clearly and well in advance.
Not at this time. Until the merger is approved and integration work is complete, members should continue to use Truliant branches and existing access options as they do today. If access to PACU branches expands as part of the combined organization, we’ll communicate details clearly and well in advance.
Todd Hall, Truliant’s president and CEO, will lead the combined organization.
The combined credit union will be called Truliant Federal Credit Union. Piedmont Advantage will retain its name during the transition until the conversion is completed. As a federal credit union, Truliant will operate under federal regulations and remain federally insured.
We’re still in the early stages. To complete the merger, approvals are required from our Boards, regulators, and a vote by Piedmont Advantage members..
We expect to complete the legal merger in the 3rd quarter of 2026, with operational integration continuing throughout 2027. We’ll share clear, timely updates throughout the process to support a smooth transition for you.
We’re committed to keeping you informed. As the process continues, we’ll share important notices, dates, and updates.