Our merger with Piedmont Advantage.
Excited for our future growth...
Keeping you informed, every step of the way.
WELCOME to Piedmont Advantage members, you’re going to like it here! We’re excited to merge our efforts to create a stronger organization for all our members.
On February 22, 2027, Piedmont Advantage’s accounts and services will transition to Truliant’s systems. Once the merger is completed, the combined credit union will operate under the Truliant name, uniting our membership and reinforcing our commitment to putting our members first through enhanced capabilities and technology.
While we are increasing our size, we’re committed to maintaining our personal connections. We’ve both been serving members for more than 70 years and we’re dedicated to making the financial lives of our members better with every interaction.
We’re bringing together two cultures that share the same foundation and vision to provide improved service.
Frequently Asked Questions
Piedmont Advantage members have approved the merger through the member vote. The merger and member transition are expected to be complete by the end of Q1 2027.
Piedmont Advantage and Truliant systems will remain separate until the first quarter of 2027, so Truliant cannot access or service Piedmont Advantage accounts yet.
If you have an account-specific question, please continue using Piedmont Advantage’s current service channels during the transition.
During the transition, Truliant cannot accept applications for Piedmont Advantage products. However, members can apply for Truliant products through Truliant’s standard application options.
For questions about an existing Piedmont Advantage loan or another account-specific matter, please continue using Piedmont Advantage’s current service channels during the transition.
This brings together two mission-driven, community-focused credit unions committed to people helping people. Together, we expect to expand access, strengthen products and services, and create new opportunities for members and employees while staying true to our cooperative roots.
We’re merging to combine strengths, increase scale, and better adapt to a rapidly evolving financial services landscape. Together, Truliant and Piedmont Advantage can expand community impact, invest more deeply in members, employees, and innovation, and strengthen operational and financial resilience.
This is a strategic partnership—Truliant will be the continuing entity—bringing together the talent, expertise, and resources of both credit unions to better serve members.
Piedmont Advantage was chosen for its strong cultural alignment with Truliant, deep community roots, solid financial stewardship, and dedication to members and employees.
Their people-first approach and cooperative history closely mirror Truliant’s values, making them a strong partner as we continue to grow and expand our impact.
Yes. The Boards of Directors of both Truliant Federal Credit Union and Piedmont Advantage Credit Union support the proposed merger and believe it is in the best interests of members, employees, and the communities we serve. Piedmont Advantage members approved the merger though a ballot vote and during an August 25 special meeting.
The merger creates a combined credit union with nearly $6 billion in assets, more than 1,000 employees, and 40+ branches across North Carolina, South Carolina, and Virginia, serving about 360,000 members. Greater scale supports operating efficiency, stronger stability, and more resources to invest in enhanced products, services, and technology.
Truliant members can expect benefits such as expanded access and convenience through a larger combined branch network, continued investment in digital banking technology, and expanded products and services.
Greater scale also supports increased innovation, stronger community impact, and added financial stability—helping us continue to offer competitive rates and fair fees over time.
And don’t worry—our friendly, knowledgeable team members will still be here to help you every step of the way.
We’re glad you’re a member of both credit unions. For now, it’s business as usual—members can continue to access their accounts, use existing products and services, and receive the same service they do today. We’ll share clear, timely updates throughout the process to support a smooth transition.
No action is needed right now; members can continue using their accounts and services as usual. We’ll share clear, timely updates throughout the process to support a smooth transition, and if any changes affect how you access or use your accounts or services, we’ll communicate them clearly and well in advance.
For now, it’s business as usual—members can continue to access their accounts, use existing products and services, and receive the same service they do today. If any changes affect how you access or use your accounts or services, we’ll communicate them clearly and well in advance.
There are no immediate changes planned for Truliant branch locations. A key benefit of the proposed merger is expanded access and convenience through a larger combined branch network. If any changes affect how you access or use your accounts or services, we’ll communicate them clearly and well in advance.
Not at this time. Until integration work is complete, members should continue to use Truliant branches and existing access options as they do today. If access to PACU branches expands as part of the combined organization, we’ll communicate details clearly and well in advance.
Todd Hall, Truliant’s president and CEO, will lead the combined organization.
The combined credit union will be called Truliant Federal Credit Union. Piedmont Advantage will retain its name during the transition until the conversion is completed. As a federal credit union, Truliant will operate under federal regulations and remain federally insured.
On February 22, 2027, Piedmont Advantage’s accounts and services will transition to Truliant’s systems.
We’re committed to keeping you informed. As the process continues, we’ll share important notices, dates, and updates.