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personal ATM & Debit Cards

Tru2Go ATM/VISA Debit Cards

  • Simplify life with Tru2Go ATMs and VISA Debit cards to access your money anytime, anywhere
  • Tap into a worldwide network of more than 2 million ATMs
  • Now available for use with Apple Pay™ 
  • Stay informed with Visa® Purchase Alerts by email and/or text message
  • Product Details
  • Fees and Terms
  • Visa Purchase Alerts
  • Visa Purchase Alerts - Now by Text or EmailIn your busy life, you need quick, easy access to your money. Our Tru2Go ATM and Visa® Debit cards give you flexibility without any monthly fees, and now Visa®  Debit cards offer real time purchase alerts by email or text message. Truliant's Tru2Go ATM and VISA Debit cards make your life easier when you shop or travel and provide 24-hour access to your funds at merchants and ATMs.

    Tru2Go ATM and Visa® Debit Cards Deliver Convenience

    • Access your money at more than 2 million ATM locations worldwide through these networks: Truliant, Plus, Credit Union 24, Money Pass, Allpoint and Alliance One
    • Withdraw up to $500 per day at ATMs to give you the spending power you need when you're on the go
    • Use your Visa® Debit card to make purchases at any business in the world that accepts Visa® with generous spending limits of $15,000 per day dependent on available account balances
    • Receive six free foreign (non-Truliant) ATM transactions per month when utilizing specified Truliant services each month1 
    • Add "Cash Back" on point-of-sale purchases at many stores  
    • Shop confidently knowing Truliant has 24-hour fraud protection processes to help guard against card fraud when transactions are presented for authorization 
    • Stay secure and up-to-date on your accounts by signing up for Visa Purchase Alerts by email and/or text

    We’re committed to your financial well-being and we want to provide you with convenient, anytime access to your money. To get your ATM or Visa® Debit cards, we ask that you meet these criteria:

    • Open a Regular Savings account to be eligible for the Tru2Go ATM card
    • Open a Basic, Advantage or Senior Advantage account to be eligible for the Visa® Debit card Visa Secure® 2  

    Truliant Visa® cardholders can enjoy added security on their purchases with Visa Secure® . Visa Secure®  protects your card against unauthorized use online by requiring your password to confirm your identity before purchases are completed. Once your card is registered, your card number will be recognized whenever you purchase at participating online stores. Simply enter your password in the Visa Secure®  window, your identity will be verified, and the transaction will be completed. In stores that are not yet participating in Visa Secure® , your Visa® card will continue to work as usual.

    All Truliant Visa® Debit cards can also be used with Apple Pay. Visit our Apple Pay page for complete details.

    Ready to Apply? When you’re striving to reach your goals, Truliant can help you achieve them as your financial partner. Apply for the ATM/Visa® Debit cards and find the ideal blend of convenience, flexibility and valuable features. Or feel free to visit one of our Member Financial Centers in North Carolina, South Carolina and Virginia. Truliant is committed to providing the products and services members everywhere need to strengthen their finances and improve their lives.

    (1) Click on the Fees and Terms tab on this page to get additional details. (2) ATM Cards are not a registered trademark of Visa and cannot be registered with Visa Secure®.

  • Truliant ATMs always provide free access for Truliant cardholders. "Foreign" (non-Truliant) ATMs may charge a separate fee for usage (surcharge). Truliant cannot waive the ATM owner’s surcharge. In addition to the ATM owner’s fee, Truliant charges a $1 transaction fee for transactions at foreign ATMs.

    To qualify for SIX free foreign ATM transactions per month, members must meet the following criteria each month: Use of:

    • Checking account
    • Direct deposit (or minimum of $400 total deposited monthly)
    • Active debit or credit card (at least one purchase monthly)
    • Active online banking or Tru2Go Phone Banking (accessed at least once every three months)
    • or,
    • Maintain a total average deposit balance of $25,000 or more.

    Members who meet ALL the above criteria (the first four bullets AND average daily balance of $25,000 or more) will qualify for unlimited free foreign ATM transactions.

    For more information, please contact a Member Service Representative or stop by your local Member Financial Center.

  • Keep your account secure and monitor card use with Visa® Purchase Alerts. Now available by email or through text messaging.

    Stay informed, help reduce fraud and monitor spending with FREE email and/or text alerts from Truliant powered by Visa® .1

    Receive near real-time free alerts on your Visa® debit and credit card activity! When your card has been used, you’ll receive an email alert or a text message. If there is fraudulent activity, you'll know within minutes, and can take steps to quickly resolve the situation.

    How you use the service is up to you, and it's easy to set up and use. You can specify criteria like online transactions, purchases outside the United States and much more. You can even customize the purchase amount threshold, for instance, setting it to receive alerts only for purchases above $50.

    These alerts will give you complete information, including the purchase amount, merchant name and location (if available), and the last four digits of the Visa® card used to keep you informed. Some restrictions may apply. See below  for details.

    Sign up HERE for Visa® debit and credit card alerts. 

    1) Actual time to receive Alerts powered by Visa® dependent on wireless service and coverage within area. Alerts service may not be available in all areas. Gasoline alerts may not include purchase amount. Account activity qualifying for alert service may vary by issuer. Additional restrictions apply. Visa does not currently charge for use of the alert service; however, some cell phone carriers may charge fees to send or receive a text message. As a result, message and/or data rates may apply. Please check with your mobile carrier for more information on any applicable fees.