Skip Navigation
Site Logo

Get paid up to two days early.

Checking Account
Handsome man looking at the smartphone
 

Truliant’s Truly Free Checking2 Makes it Easy to Manage Your Money.

No Maintenance Fee
Our Truly Free Checking account is available with no maintenance fees and no minimum balance required!

Overdraft Protection
As a credit union, Truliant is wholly dedicated to the financial well-being of members like you, and all of our checking account options offer a wide range of features that provide exceptional convenience, value and security. Our Truly Free Checing account offers built-in overdraft protection3 via our Balance Backup with the option to expand your overdraft protection however you want.

Digital Banking
You'll be able to deposit checks, transfer funds, pay bills and monitor your spending at your convenience 24/7 via our Online Banking and the Truliant app. We also offer easy external funds transfers so you can move your money to and from other financial institutions with no additional fees.

Debit Card
In addition, we provide you with a VISA® debit card. You'll have access to your funds from any ATM, or you can make purchases directly from your checking account using your card. Plus, we're mobile wallet friendly, so you can make purchases from your phone, as well. Our VISA debit cards even offer real-time purchase alerts for suspicious transactions, by email or text, so you can keep track of your purchases and put a stop to any fraudulent activity. If the transaction is not suspicious and meets the requirements you established, a notification will be sent after close of business that day.

 
Early Pay logo

Get Your Money Faster with Truliant's Early Pay

Don't wait until payday: Truliant's Early Pay program lets you access your money up to two days before your payday on Automated Clearing House (ACH) direct deposits.1 You don't need to sign up or opt-in: Early Pay is a free and automatic service we provide to our members.
 
(1) Early Pay does not apply to certificates, loans, IRAs, IRA Money Market accounts or HSA Savings accounts. Truliant can only post funds and make them available to you up to two days early after we receive notification that an ACH deposit is on the way. We cannot guarantee early posting.
(2) Your application must satisfy Truliant’s review and approval.
(3) Truliant pays Balance Backup and Balance Backup+ overdrafts at our sole discretion, which means we do not guarantee to authorize and pay any type of transaction. If we do not authorize and pay an overdraft, your transaction will be declined. Standard overdraft fees would apply.