IMPORTANT UPDATES: For questions about the IRS Economic Impact Stimulus Payment program, please visit the IRS website.

Due to the SBA's recent communication, PPP applications for businesses have been halted. More info.
Holiday Observance:
In observance of the Independence Day holiday, we will be closed Friday, July 3rd and Saturday, July 4th. Our full suite of digital services is still available 24/7

Advantage Checking with Tru2Go

  • Free checking that gives you what you need, along with the latest features
  • Manage accounts 24/7 with Online Banking and the Tru2Go Mobile App
  • Save money while earning dividends to help strengthen your finances
  • Built-in overdraft protection with the option to cover ATM and debit transactions
  • Product Details
  • Fees and Terms
  • It’s good to know someone has your best interests at heart. We certainly do. Our Advantage Checking with Tru2Go account will help your money grow by earning dividends at a higher rate than our Truly Free Checking account.

    There’s Plenty to Enjoy About Advantage Checking with Tru2Go! 

    Enjoy Built-In Overdraft Protection and Balance Backup2

    Truliant has standard overdraft practices which are built in to your account.  What this means is that we will automatically strive to pay overdrafts on your account for reoccurring debit transactions, paper checks and ACH transactions using your checking account number. You may also opt-in to Balance Backup to extend this coverage to include everyday debit card and ATM transactions.2

    How can we offer all of these services and more to our member-owners at no cost? Because we care about people, not profit, and we’re committed to your financial well-being.

    Ready to Apply?

    To get started, all we ask is that you meet these criteria for the Advantage Checking with Tru2Go account: 

    When you’re striving to reach your goals, Truliant can help you achieve them as your financial partner. New and current members can open an Advantage Checking with Tru2Go account online and benefit from its ideal blend of convenience, flexibility and valuable features. Or, feel free to visit one of our Member Financial Centers in North CarolinaSouth Carolina and Virginia. Truliant is committed to providing the products and services members need to strengthen their finances and improve their lives.

    (1) Free if minimum balance is maintained. If your balance falls below the minimum daily balance, your account will be subject to a $7.50 fee for that month.  (2)Truliant pays basic and Balance Backup overdrafts at our sole discretion, which means we do not guarantee to authorize and pay any type of transaction. If we do not authorize and pay an overdraft, your transaction will be declined. (3) Must meet credit bureau and ChexSystems qualifications. Speak with a Truliant representative for details.
  • As long as you maintain a $2,500 minimum balance in a checking, savings or money market account, there are no monthly maintenance fees. Otherwise, a $7.50 fee is applied each month the minimum balance is not met.