IMPORTANT UPDATES: For questions about the IRS Economic Impact Stimulus Payment program, please visit the IRS website.

Due to the SBA's recent communication, PPP applications for businesses have been halted. More info.
Holiday Observance:
In observance of the Independence Day holiday, we will be closed Friday, July 3rd and Saturday, July 4th. Our full suite of digital services is still available 24/7

Truly Free Checking with Tru2Go

  • Free checking that gives you what you need along with the latest features
  • Manage accounts 24/7 with Online Banking and the Tru2Go Mobile App
  • Built-in overdraft protection with the option to cover ATM and debit transactions
  • Details
  • Fees and Terms
  • When you need a checking account perfect for everyday use, Truliant’s Truly FREE Checkingwith Tru2Go account offers safe and easy ways to manage your money. Simple to use and filled with benefits, this account delivers everything you need from a checking account and more. Members can open a Truly FREE Checking with Tru2Go account online, 24/7. 

    A Truly Free Checking account1 that works hard for you.

    • No maintenance fees or minimum balance requirements, so you can focus on growing your money, not losing it to fees
    • Complete access to online banking and the Tru2Go mobile app. Transfer funds, pay bills and manage your money online.
    • Manage your accounts, pay bills, transfer funds and more, 24/7, with Tru2Go Online Banking and the Tru2Go Mobile app.
    • Enjoy unlimited check-writing and personalize checks with the latest styles available through Harland Clarke
    • Get instant access to your money through ATMs and a VISA debit card good anywhere VISA is accepted
    • Deposit checks into your account with a smart phone, 24/7, with Tru2Go's Easy Deposit feature

    Enjoy Built-In Overdraft Protection and Balance Backup2

    Truliant has standard overdraft practices which are built in to your account.  What this means is that we will automatically strive to pay overdrafts on your account for reoccurring debit transactions, paper checks and ACH transactions using your checking account number. You may also opt-in to Balance Backup to extend this coverage to include everyday debit card and ATM transactions.2

    How can we offer all of these services and more to our member-owners at no cost? Because we care about people, not profit, and we’re committed to your financial well-being.

    Apply online, 24/7!

    Both new and current members can open select checking accounts online 24/7 and benefit from the perfect blend of convenience, flexibility technology and helpful features. Or, feel free to visit one of our Member Financial Centers in North Carolina, South Carolina and Virginia. Truliant is committed to providing the products and services members need to strengthen their finances and improve their lives.

    (1) Must meet credit bureau and ChexSystems qualifications. Speak with a Truliant representative for details. (2)Truliant pays basic and Balance Backup overdrafts at our sole discretion, which means we do not guarantee to authorize and pay any type of transaction. If we do not authorize and pay an overdraft, your transaction will be declined.
  • This account doesn't have any fees tied to a minimum balance requirement.