TEMPORARY BRANCH CLOSING: : Our Downtown Winston-Salem location is temporarily closed. Please check back in for details about reopening. We apologize for any inconvenience.
System Maintenance:
Due to scheduled maintenance on Sunday, September 9, 2018 between 6:00am and 2:00pm ET, Truliant's Easy Deposit check deposit feature will be intermittently unavailable.  If you encounter an error, please logout and login again.  Extended maintenance for Online Banking, Tru2Go Mobile and Tablet Applications on Sunday, September 9,2018 beginning at 12:00am - 5:00am ET.
personal savings

Savings Accounts

  • Overview
  • Compare
  • A strong financial future begins with better savings habits today. Choose from various savings account options that are tailored to your short-term and long-term goals along with options that are ideal for teaching children the importance of saving money.

    Membership/Regular Savings

    Right for you if:

    • You want to establish your Truliant membership and open an unlimited number of accounts
    • You want to earn tiered dividends with interest posted monthly
    • You want a fee-free account with no minimum balance requirements
    • You want easy access to your money through ATMs, online banking and phone banking

    Automatic Savings

    Right for you if:

    • You want worry-free savings to grow in your choice of four accounts 
    • You want peace of mind by creating a savings cushion for unexpected expenses 
    • You enjoy setting personal financial goals and reaching them with good, steady habits 
    • You want convenient access to your money through online banking and phone banking

    Certificates

    Right for you if:

    • You want to diversify your portfolio by investing in a product that delivers guaranteed, steady growth 
    • You want the highest returns available for a Truliant deposit account 
    • You want flexible terms so you can create a savings ladder that will continue to pay dividends 
    • You want to create a short-term savings strategy to augment your other savings accounts

    Money Market Accounts

    Right for you if:

    • You want the ideal combination of higher rates of return and anytime access to your money 
    • You want convenient access to your money through a variety of electronic and traditional channels 
    • You want to be rewarded with higher returns when you maintain a higher account balance
    • You want a fee-free account when you meet the minimum balance requirements

    Health Savings Accounts

    Right for you if:

    • You're part of a high-deductible health plan and want to save for future health care expenses 
    • You want convenient access to your money 
    • You want to earn tax-free returns when you use your money for qualifying medical expenses
    • You want to eliminate the stress and worry that comes from not being prepared for medical bills

    IRAs

    Right for you if:

    • You want to save for your retirement or a child's education 
    • You want multiple choices and sound advice when it comes to planning your long-term savings 
    • You want to enjoy the tax advantages offered by our various IRA options 
    • You want to take control of your financial future 

    Youth Savings Accounts

    Right for you if:

    • You want to help your child start down the road of financial responsibility 
    • You want a savings account that teaches young people the importance of saving 
    • You want a fun and informative program to teach children about money 
  • With all the things going on in your life, it's important to have a plan for the future. Truliant provides a variety of savings and investment options designed to fit your specific goals while providing you with the guidance you need to make decisions to strengthen your financial position. We'll work closely with you to help you set and achieve your savings goals.

      Membership
    /Regular
    Savings
    Automatic Savings Accounts Certificates1 Money Market Accounts Health Savings Accounts IRAs
    Earns competitive rates checkmark checkmark checkmark checkmark checkmark checkmark
    Provides easy, convenient access to your money checkmark checkmark checkmark checkmark    
    Includes smart tools for managing your money checkmark checkmark checkmark checkmark checkmark checkmark
    Good for reaching short-term savings goals (less than 2 years) checkmark checkmark checkmark checkmark checkmark  
    Good for long-term savings goals, such as education and retirement     checkmark checkmark checkmark checkmark
    Establishes your Truliant membership checkmark          
    24/7 Online Application and Account Setup checkmark   checkmark      

    (1) Not all certificate types are available to open online. See our rates page or contact us for more details.