Payment Protection & Guaranteed Asset Protection (GAP)
What is Truliant's Payment Protection Plan?
Our popular Payment Protection Plans1 help reduce loan expenses in times of a life hardship such as loss of life, disability or involuntary unemployment that impacts a member's income or earning potential. This means that if something happens, we will take over your loan payments for a little while, giving you some breathing room to get back on your feet.
Our program protects the loan and is not insurance. We offer plans on most of our loans including auto, personal, credit cards, and more. For additional coverage information, please download our helpful guide.
- Add to a New Loan: Opt-in when you apply today
- Add to an Existing Loan: Call us at 800-822-0382
Do you need GAP Insurance?
Guaranteed Asset Protection (GAP) insurance is an optional insurance that helps you to pay off your auto loan if your car is totaled or stolen, and you owe more than the depreciated value. As vehicles depreciate over time and with standard wear and tear, GAP insurance could be a great additional coverage as you're paying off your vehicle. Auto loans for new luxury cars can be expensive — add to that the depreciation value, immediately after driving it home, and short-term GAP insurance is a smart investment.
At Truliant, we're happy to offer GAP insurance to help protect your investment. For additional information, please view our helpful guide.
- Add GAP to a New Auto Loan: Opt-in when you apply today
- Add GAP to an Existing Auto Loan: Call us at 800-822-0382
Also, consider Mechanical Repair Coverage to provide the added security of an extended warranty after your manufacturer warranty expires. You can add it to a vehicle under a lien or to one you have paid off already.