DELAYED OPENING: On Thursday, January 4, 2018, Truliant’s Alamance County, Asheboro, N.C. and Richmond, Va. locations will open at 10 a.m. due to inclement weather. All other locations will have normal business hours. You can still pay bills, transfer funds, apply for loans and more using Truliant’s Tru2Go online tools.
Delayed Opening: On Friday, Jan. 19, 2018, all North Carolina Truliant locations will open at 10 a.m. due to snow conditions. Truliant's Virginia and Greenville, S.C. locations will open with regular hours. You can also pay bills or transfer funds by using our Tru2Go online tools: Apply for loans by calling our 24-hour loan line at 855.293.2957 or by visiting our loan application page.
Truliant Visa - Now with Purchase Alerts

VISA Classic Card

  • Save money and improve your financial situation with a card backed by the power of VISA®
  • Choose between fixed and variable rates for the solution that works best
  • Enjoy the spending power of a card with no annual, transaction or cash advance fees
  • All Truliant Visa® credit cards are compatible with Apple Pay
  • Monitor account activity by email and/or text with Visa® Purchase Alerts 
Let’s Get Started
  • Schedule an Appointment,
  • Open an Account,
  • Contact Us and More
  • Product Details
  • Fees and Terms
  • Photo of a woman that reads Stay Informed.  Now available by email or text.  Visa Purchase AlertsThe right credit card can do wonders for your finances. Truliant's VISA® Classic card gives you the credit line you want for those times when you need to make a purchase you can't cover immediately with cash. You'll save money and improve your financial standing using our VISA®  Classic card:

    • Fixed rate – 14.90% APR1
    • Variable rate – Prime + 4.9%1
    • Credit limits available between $500 and $10,000
    • No annual, transaction or cash advance fees to slow you down2
    • Use this card anywhere that VISA®  is accepted and experience the financial security provided by VISA's®  value-added credit cards
    • 25-day grace period on purchases earning interest and payments against your balance allow you some financial breathing room without your interest rate changing
    • Stay informed and monitor account activity by email and/or text message with Visa® Purchase Alerts 
    NEW! All Truliant Visa® Credit cards can now be used with Apple Pay. Visit our Apple Pay page for complete details.

    Verified by VISA®

    Truliant VISA® cardholders can enjoy added security on their purchases with Verified by VISA®. Verified by VISA® protects your card against unauthorized use online by requiring your password to confirm your identity before purchases are completed. Once your card is registered, your card number will be recognized whenever you purchase at participating online stores. Simply enter your password in the Verified by VISA® window, your identity will be verified, and the transaction will be completed. In stores that are not yet participating in Verified by VISA®, your VISA® card will continue to work as usual.

    Ready to Apply?

    When you’re striving to reach your goals, Truliant can help you achieve them as your financial partner. Visit us at a Member Financial Center in North CarolinaSouth Carolina and Virginia, contact us at 800.822.0382 or apply online for your VISA® Classic card to get the spending power you need to improve your life. Truliant is committed to providing the products and services members need to strengthen their finances and improve their lives. 
    (1) APR = Annual Percentage Rate. Rates and terms are subject to change. Loans are subject to credit approval. See our Visa Classic Card Agreement for additional information. (2) International Exchange rates are 1% per transaction. 
  • Keep your account secure and monitor card use with Visa® Purchase Alerts. Now available by email and/or by text message.

    Stay informed, help reduce fraud and monitor spending with FREE email and/or text alerts from Truliant powered by Visa® .1

    Receive near real-time free alerts on your Visa® debit and credit card activity! When your card has been used, you’ll receive an email alert and/or a text message. If there is fraudulent activity, you'll know within minutes, and can take steps to quickly resolve the situation.

    How you use the service is up to you, and it's easy to set up and use. You can specify criteria like online transactions, purchases outside the United States and more. You can even customize the purchase amount threshold, for instance, setting it to receive alerts only for purchases above a set amount, starting at $1.00. 

    These alerts will give you all the information you need, including purchase amount, merchant name and location (if available), and the last four digits of the Visa® card used to keep you informed. Some restrictions may apply. See below  for details.

    Sign up HERE for Visa® debit and credit card alerts. 

    1) Actual time to receive Alerts powered by Visa® dependent on wireless service and coverage within area. Alerts service may not be available in all areas. Gasoline alerts may not include purchase amount. Account activity qualifying for alert service may vary by issuer. Additional restrictions apply. Visa does not currently charge for use of the alert service; however, some cell phone carriers may charge fees to send or receive a text message. As a result, message and/or data rates may apply. Please check with your mobile carrier for more information on any applicable fees.