Winston-Salem, N.C. (May 14, 2020) – To provide funds to non-profit organizations more quickly in the face of operating challenges due to COVID-19, Truliant Federal Credit Union announced 30 organizations will receive Community Mini Grants.
The program, now in its twelfth year, provides community-based nonprofit organizations with $1,000 in grant funding to support operating, programmatic or capacity-building needs. This year, operating were added costs to its grant focus areas to help organizations impacted by the coronavirus.
The credit union shortened its Mini Grant application period to get funds to recipients more quickly. Truliant disbursed a total of $30,000 in award funds in its member communities in the Carolinas and Virginia beginning in late April.
“Local organizations large and small are stepping up to fill important gaps in our communities when they need it most,” said Renee Shipko, Community Engagement Manager. “The funds will provide an extra layer of support for those needing help with operating costs or programmatic changes associated with the COVID-19 pandemic.”
In 2020, emphasis was placed on organizations that improve communities through community development, economic mobility, financial wellness, and youth and education. Winners include:
- Crosby Scholars Community Partnership - Funds will provide college enrollment deposits for high-need students.
- Financial Pathways of the Piedmont - Funds will be used to support the electronic signature process to serve clients more efficiently during the pandemic.
- H.O.P.E. of Winston-Salem - Funds will cover additional meals for children.
- HandsOn Northwest NC - Funds will be used to promote award winners for the Governor’s Volunteer Service Awards.
- Hispanic League - Funds will be used to support educational tools to continue the work of the nonprofit.
- IFB Solutions - Funds will support job training and workforce development for blind and visually impaired residents who have been furloughed in a manufacturing environment.
- Senior Services - Funds will provide 166 hot, nutritious meals, shelf-stable meals and frozen meals for older adults who are home-bound.
- Winston-Salem Street School - Funds will support operational challenges as a result of COVID-19.
- Backpack Beginnings - $1,000. Funds will purchase food and supplies for the food program, which is operating at maximum capacity due to increased demand during the pandemic.
- Big Brothers Big Sisters of Central Piedmont - $1,000. Funds will assist one-to-one mentoring remotely.
- Out of the Garden Project - $1,000. Funds will support and increase demand for food during as a result of unemployment in this crisis.
- The Nussbaum Center for Entrepreneurship - $1,000. Funds will provide cash management training to entrepreneurs by providing tools and education to teach them how to manage their cash flow during this time.
- The Volunteer Center of the Triad - $1,000. In disasters, the center transforms into the Volunteer Emergency Response Center for Guilford County. Funds will be used to support ongoing operations during this crisis.
- Beds for Kids - $1,000. Funds will support general operations and a revised operating plan for the nonprofit organization.
- Big Brothers Big Sisters of Central Carolinas - $1,000. Funds will provide immediate support to staff and mentors to help navigate necessary systems to continue providing services.
- Bright Blessings - $1,000. Funds will provide hygiene kits and snacks to thousands of homeless children in Mecklenburg County.
- Charlotte Community ToolBank - $1,000. Funds will offset losses in program revenue while continuing to prepare for when they are able to once again serve all groups.
- Classroom Central - $1,000. Funds will support kits of homework supplies, hygiene and dental items to serve Charlotte-Mecklenburg Schools in need.
- CMS Foundation - $1,000. Funds will equip students with technology resources they need to access learning virtually and stay connected with their teachers.
- Communities in Schools of Charlotte-Mecklenburg, Inc. - $1,000. Funds will ensure vulnerable families stay connected to vital supports and enhanced services so they stay healthy and students can remain on track academically and emotionally.
- Digi-Bridge - $1,000. Funds will supplement virtual and at-home science kits for STEM education and exploration.
- KIPP Charlotte Public Schools - $1,000. Funds will provide grocery gift cards for families to purchase food.
- Project One - $1,000. Funds will support operating costs for the executive director to continue hosting financial literacy workshops for students.
- Second Harvest Food Bank of Metrolina - $1,000. Funds will support the purchase of backpacks full of nutritious, ready to eat food for food-insecure children in the Charlotte Metro area.
- SHARE Charlotte - $1,000. Funds will be used to promote opportunities for individuals to use their time and talents during this pandemic.
- Young Black Leadership Alliance - $1,000. Funds will be used to support operations for the nonprofit.
- Women’s Resource Center of Alamance County - $1,000. Funds will support operating costs after the nonprofit had to cancel its largest fundraiser this spring.
- Greer Relief and Resources Agency, Inc. - $1,000. Funds will support infrastructure services as the organization has seen a dramatic increase in the need for food and emergency assistance during the pandemic.
- Literacy Volunteers of New River Valley - $1,000. Funds will support initiatives to provide adults with literacy skills needed to rebound in this economy.
- Wytheville Training School Cultural Center, Inc. - $1,000. Funds will support operating costs for the tutoring program for at-risk students in Wytheville, Va.
Since its inception, the Truliant Community Mini Grants program has awarded more than 250 different nonprofit organizations in funding.
We are proud to offer fewer fees at a lower cost compared to many other financial institutions. Below are our current fees for SafeSpend Banking:
General Charges |
Fee Type |
Fee Amount |
Monthly maintenance |
$5.00
Waived with any of the following:
1) Monthly Total Deposits ≥ $250, or
2) 23 or younger |
Official check, payable to third party |
$5.00/check |
Wire transfer (incoming) |
$10.00 (Domestic / International) |
Wire transfer (outgoing) |
$25.00 (Domestic) $35.00 (International) |
For a comprehensive listing of account-related fees, special service fees, and additional details,
log in to online or mobile banking to view our Deposit Account Agreement or Business Deposit Account Agreement.
Receive one free overdraft per calendar year by contacting us or visiting a branch. Normal fee of $28 per overdraft applies for all other overdrafts.
Access to more than 80,000 surcharge-free ATMs. A surcharge-free ATM is one you can use without paying an extra fee charged by the ATM owner. Truliant partners with a nationwide network of ATMs that let you withdraw cash, check balances, and more—without those added fees.
Even if the ATM isn’t Truliant-branded, it can still be surcharge-free if it’s part of our network.
Use the
ATM locator to find the most convenient locations near you.
Enjoy a full suite of everyday benefits designed to protect your wallet, your time, and your peace of mind — all part of this powerful package.
Unexpected perks — A $90 per month value if purchased separately:
- Lifestyle Protection and Savings
- Cell phone protection coverage
- 24/7 roadside assistance
- Buyer protection and extended warranties
- Telehealth for your family
- Save on healthcare (prescription, vision and dental discounts)
- Travel and leisure discounts
- Shopping perks (receive cash back or use for purchases)
- Shell station fuel perks
- Security and Fraud Protection
- Credit and identity monitoring
- View details.
- Or call the Benefits Service Center at 866-298-3686, Mon – Fri, 8:30 a.m. – 5:00 p.m. ET for assistance with registration and activation.
Money Access and Everyday Banking Perks:
- Free standard Truliant checks
- Free official checks
- Free incoming wire transfers
- One-time overdraft fee waiver (per calendar year)
- Early Pay — Get your paycheck up to 2 days early
- Surcharge-free ATMs — Access to 80,000 ATMs worldwide that waive their fees for our members
- Free ATM withdrawals, even outside Truliant
We are proud to offer fewer fees at a lower cost compared to many other financial institutions. Below are our current fees for Reserve Plus Banking:
General Charges |
Fee Type |
Fee Amount |
Monthly maintenance |
$25.00
Waived with any of the following:
1) Average Monthly Deposit Relationship ≥ $25,000, or
2) Average Monthly Truliant Financial Advisors Investment ≥ $50,000 |
Order checks |
Standard Truliant Checks are free |
Wire transfer (outgoing) |
$25.00 Domestic, $35.00 International (incoming wires are free) |
Overdraft Charges |
Fee Type |
Fee Amount |
Balance Backup* and Balance Backup+** overdraft protection |
$28.00/transaction (limit of six service charges per day) - 1 fee waiver per calendar year |
Deposit account overdraft protection transfer service charge |
$3.00 (limit once daily) |
Line of credit overdraft protection transfer service charge |
$3.00 (limit once daily) |
*Balance Backup service charge occurs anytime we cover overdrafts caused by check, recurring transaction, or other transaction made using checking account or debit card number.
**Balance Backup
+ service charge occurs anytime we cover overdrafts caused by debit card or ATM transactions.
For a comprehensive listing of account-related fees, special service fees, and additional details,
log in to online or mobile banking to view our Deposit Account Agreement or Business Deposit Account Agreement.
Our
Balance Backup coverage offers members emergency overdraft protection, allowing important items to clear and helping you avoid returned payment fees from payees.
Truliant will strive to pay the following types of transactions when you do not have funds available.
- Checks and other transactions made using your checking account number
- Automatic recurring drafts made using your debit card number
We also offer
Balance Backup+ for the following types of transactions when insufficient funds exist in your account:
- Debit card transactions
- ATM transactions
For complete details visit our
overdraft protection page.
Truliant's Early Pay program lets you access your money up to two days before your payday on Automated Clearing House (ACH) direct deposits. You don't need to sign up or opt-in: Early Pay is a free and automatic service we provide to our members.
See more details here.
Enjoy a full suite of everyday benefits designed to protect your wallet, your time, and your peace of mind — all part of this powerful package.
Unexpected perks — A $90 per month value if purchased separately:
- Lifestyle Protection and Savings
- Cell phone protection coverage
- 24/7 roadside assistance
- Buyer protection and extended warranties
- Telehealth for your family
- Save on healthcare (prescription, vision and dental discounts)
- Travel and leisure discounts
- Shopping perks (receive cash back or use for purchases)
- Shell station fuel perks
- Security and Fraud Protection
- Credit and identity monitoring
- View details.
- Or call the Benefits Service Center at 866-298-3686, Mon – Fri, 8:30 a.m. – 5:00 p.m. ET for assistance with registration and activation.
Money Access and Everyday Banking Perks:
- One-time overdraft fee waiver (per calendar year)
- Early Pay — Get your paycheck up to 2 days early
- Low-cost standard Truliant checks — Only $10 per order
- Surcharge-free ATMs — Access to 80,000 ATMs worldwide that waive their fees for our members
- Free ATM withdrawals, even outside Truliant
Non-Sufficient Funds occur when there isn’t enough money in your account to complete a payment. If this happens, we’ll simply reject the payment — and we won’t charge you a fee.
Acceptable forms of identification:
- Driver’s license (state or U.S. territory issued)
- Driver’s license learner permit (state or U.S. territory issued)
- ID card (state or U.S. territory issued)
- Passport (U.S. or foreign government-issued)
- Armed Forces ID (U.S. government-issued)
- Permanent resident card (U.S. government-issued)
- Employment authorization card (U.S. government-issued)
- VISA (U.S. government-issued)
- Matricula Consular ID (Mexican consulate issued)
All identification must be valid, have a full-face photo, and not be expired.
Additional documents may be requested to verify identity and residency.
We are proud to offer fewer fees at a lower cost compared to many other financial institutions. Below are our current fees for Essentials Plus Banking:
General Charges |
Fee Type |
Fee Amount |
Monthly maintenance |
$7.50
Waived with any of the following:
1) Monthly Direct Deposit ≥ $500, or
2) Average Monthly Checking Balance ≥ $1,500, or
3) Average Monthly Deposit Relationship ≥ $5,000 |
Order checks |
Standard Truliant Checks = $10.00 |
Official check, payable to third party |
$5.00/check |
Wire transfer (incoming) |
$10.00 Domestic or International |
Wire transfer (outgoing) |
$25.00 Domestic, $35.00 International |
Overdraft Charges |
Fee Type |
Fee Amount |
Balance Backup* and Balance Backup+** overdraft protection |
$28.00/transaction (limit of six service charges per day) - 1 fee waiver per calendar year |
Deposit account overdraft protection transfer service charge |
$3.00 (limit once daily) |
Line of credit overdraft protection transfer service charge |
$3.00 (limit once daily) |
*Balance Backup service charge occurs anytime we cover overdrafts caused by check, recurring transaction, or other transaction made using checking account or debit card number.
**Balance Backup
+ service charge occurs anytime we cover overdrafts caused by debit card or ATM transactions.
For a comprehensive listing of account-related fees, special service fees, and additional details,
log in to online or mobile banking to view our Deposit Account Agreement or Business Deposit Account Agreement.
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