Due to inclement weather, on Thursday, Nov. 15, 2018, Truliant's Wytheville, Va. location will close at 2 p.m.
Due to icy conditions, on Wednesday, Dec. 12, 2018, Truliant's Piedmont Triad locations, including our headquarters office and Randolph and Alamance County locations, will open at 10 a.m. All other locations will have normal business hours. Open accounts and apply for loans here, or call us at (800) 822-0382.
VISA Overall Generic Image

VISA® Credit Cards

A Special Holiday Gift to all Truliant VISA® Cardholders!

All Truliant credit card purchases made during November and December 2018 will automatically feature our special rate of just 3.90% APR!4  This rate will apply to those purchases until your July 2019 billing cycle. Happy Holidays!

  • Overview
  • Compare
  • Visa Purchase Alerts
  • VISA RatesChoosing the right VISA®credit card has never been easier! 

    A Truliant VISA is much more than a credit card. Competitive rates, convenience, rewards and worldwide acceptance – all with the great service you expect from your community credit union!

    VISA® Classic Credit Cards

    • The lowest APR2 of our two VISA® cards
    • ​​Spending power. Get a credit limit up to $30,000
    • No annual, maintenance, transfer or cash advance fees
    • Security. Chip technology, VISA® Purchase alerts3 and more
    • Mobile wallet friendly
    • A great card with a great rate


    VISA® Platinum Rewards Credit Cards

    • Earn rewards on everyday purchases
    • Low APR1
    • Spending power. Get a credit limit up to $30,000
    • No annual, maintenance, transfer or cash advance fees
    • Security. Chip technology, VISA® Purchase alerts3 and more
    • Mobile wallet friendly


    For information on Truliant credit cards not listed above, please click here.

    Verified by VISA®

    Verified by Visa enrollment is no longer required on Truliant Visa cards, but rest assured that your Visa card transaction is still secure. Your security is important, and therefore we have deployed advanced risk detection technology to monitor transactions which removes the need for passwords, allowing you to shop without interruption.

    (1) APR = Annual Percentage Rate. Rates and terms are subject to change. Loans are subject to credit approval.  International exchange rates are 1% per transaction. (2) Visa® Classic variable rate: Prime + 4.9%. Visa® Platinum variable rate: Prime + 8.24%.(3) Speak with a representative to learn more about opting-in for text alerts in branches or through Additional Services in Online Banking. (4) Qualifying purchases made from November 1 through December 31, 2018 shall accrue interest at the promotional APR of 3.90%. The purchases shall continue to accrue interest at the promotional APR through the July 2019 billing cycle, after which the APR on the remaining balance of the qualifying purchases made during the promotional period shall revert to the APR disclosed in your Credit Card Agreement. Payments will be applied first to any finance charges/interest and other fees due, and then to the unpaid principal balance with the highest APRs. Accounts must be in good standing to be eligible for this offer. Late payments may cause your APR to revert to the APR disclosed in your Credit Card Agreement prior to the end of the promotional period. Cash advances and balance transfers are excluded from this promotional offer.
  • Choose the Truliant Visa that’s right for you. Both cards offer generous credit limits and great features, like no annual fee, worldwide access, mobile wallet and much more.

    No matter which card you choose, enjoy the power of Visa and the Truliant service you’ve come to expect.

      Classic Rewards
      Apply Now Apply Now
    One point for every dollar spent   checkmark

    No annual fee

    checkmark checkmark
    No balance transfer fee checkmark checkmark
    No cash advance fee checkmark checkmark
    Same APR for purchases, balance transfers and cash advances checkmark checkmark

    Worldwide spending power where VISA is accepted

    checkmark checkmark
    Credit limit up to $30,000 checkmark checkmark
    25-day purchase grace period checkmark checkmark
    Auto rental insurance checkmark checkmark
    Purchase protection   checkmark
    Travel and emergency assistance checkmark checkmark
    $250,000 common carrier insurance   checkmark
  • Keep your account secure with VISA® Purchase Alerts.

    Stay informed, help reduce fraud and monitor spending with free email and/or text alerts from Truliant powered by Visa® 1.

    The service is easy to set up and you can customize the types of alerts you’d like to receive. From purchase amounts to types of transactions, Visa® Purchase Alerts are a convenient way to keep your account secure.

    Sign up here for Visa® debit and credit card alerts. 

    (1) Actual time to receive Alerts powered by Visa® dependent on wireless service and coverage within area. Alerts service may not be available in all areas. Gasoline alerts may not include purchase amount. Account activity qualifying for alert service may vary by issuer. Additional restrictions apply. Visa does not currently charge for use of the alert service; however, some cell phone carriers may charge fees to send or receive a text message. As a result, message and/or data rates may apply. Please check with your mobile carrier for more information on any applicable fees.