System Unavailability Notice: SMS text verification codes may be unavailable through some carriers for Digital Banking. As an alternative, you may use the phone verification option.  We are working to resolve the issue and apologize for any inconvenience.
System Maintenance Notice: Due to system maintenance, Digital Banking may be intermittently unavailable beginning Saturday, August 17, 2019 at 10:00pm - 4:30am ET on Sunday.
Scheduled Maintenance : Due to system maintnenace, Digital Banking may be intermittently unavailable beginning Sunday, July 28, 2019  at 12:30am - 4:30am EST.
HOLIDAY CLOSING: In observance of Memorial Day, we will be closed Monday, May 27, 2019. Online banking and the Tru2Go Mobile App are available 24 hours a day to manage your account, complete transactions, apply for a loan or become a member.
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VISA® Credit Cards

  • Overview
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  • Visa Purchase Alerts
  • VISA RatesChoosing the right VISA®credit card has never been easier! 

    A Truliant VISA is much more than a credit card. Competitive rates, convenience, rewards and worldwide acceptance – all with the great service you expect from your community credit union!

    VISA® Classic Credit Cards

    • The lowest APR2 of our two VISA® cards
    • ​​Spending power. Get a credit limit up to $30,000
    • No annual, maintenance, transfer or cash advance fees
    • Security. Chip technology, VISA® Purchase alerts3 and more
    • Mobile wallet friendly
    • A great card with a great rate


    VISA® Platinum Rewards Credit Cards

    • Earn rewards on everyday purchases
    • Low APR1
    • Spending power. Get a credit limit up to $30,000
    • No annual, maintenance, transfer or cash advance fees
    • Security. Chip technology, VISA® Purchase alerts3 and more
    • Mobile wallet friendly


    For information on Truliant credit cards not listed above, please click here.

    Verified by VISA®

    Verified by Visa enrollment is no longer required on Truliant Visa cards, but rest assured that your Visa card transaction is still secure. Your security is important, and therefore we have deployed advanced risk detection technology to monitor transactions which removes the need for passwords, allowing you to shop without interruption.

    (1) APR = Annual Percentage Rate. Rates and terms are subject to change. Loans are subject to credit approval.  International exchange rates are 1% per transaction. (2) Visa® Classic variable rate: Prime + 4.9%. Visa® Platinum variable rate: Prime + 8.24%.(3) Speak with a representative to learn more about opting-in for text alerts in branches or through Additional Services in Online Banking.
  • Choose the Truliant Visa that’s right for you. Both cards offer generous credit limits and great features, like no annual fee, worldwide access, mobile wallet and much more.

    No matter which card you choose, enjoy the power of Visa and the Truliant service you’ve come to expect.

      Classic Rewards
      Apply Now Apply Now
    One point for every dollar spent   checkmark

    No annual fee

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    No balance transfer fee checkmark checkmark
    No cash advance fee checkmark checkmark
    Same APR for purchases, balance transfers and cash advances checkmark checkmark

    Worldwide spending power where VISA is accepted

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    Credit limit up to $30,000 checkmark checkmark
    25-day purchase grace period checkmark checkmark
    Auto rental insurance checkmark checkmark
    Purchase protection   checkmark
    Travel and emergency assistance checkmark checkmark
    $250,000 common carrier insurance   checkmark
  • Keep your account secure with VISA® Purchase Alerts.

    Stay informed, help reduce fraud and monitor spending with free email and/or text alerts from Truliant powered by Visa® 1.

    The service is easy to set up and you can customize the types of alerts you’d like to receive. From purchase amounts to types of transactions, Visa® Purchase Alerts are a convenient way to keep your account secure.

    Sign up here for Visa® debit and credit card alerts. 

    (1) Actual time to receive Alerts powered by Visa® dependent on wireless service and coverage within area. Alerts service may not be available in all areas. Gasoline alerts may not include purchase amount. Account activity qualifying for alert service may vary by issuer. Additional restrictions apply. Visa does not currently charge for use of the alert service; however, some cell phone carriers may charge fees to send or receive a text message. As a result, message and/or data rates may apply. Please check with your mobile carrier for more information on any applicable fees.