Scheduled Maintenance:

Users of Online Banking, may experience brief outages beginning at 9 p.m. on Wednesday, June 21st until 1:00 a.m. on Thursday, June 22nd due to scheduled maintenance. If this occurs, please log back into the system. We apologize for any inconvenience.

Asheboro, NC Branch Notice:

Truliant's Asheboro, NC. branch is temporarily closed due to power loss. Members can still pay bills, deposit checks, transfer funds, view accounts and more using the Tru2Go app and online banking. We apologize for any inconvenience.

Truliant Visa - Now with Purchase Alerts

VISA Credit Cards

Truliant VISA® Credit Cards. Secure, Stress-Free Shopping!

Shop stress-free with the convenience of VISA®. Our Classic and Platinum credit card options keep you on track with no annual, maintenance, cash advance or balance transfer fees,1 credit limits up to $30,000, fixed and variable rates as low as 8.90%,2  the Verified by VISA® program, suspicious activity alerts, purchase alerts by email and/or text message and more. Apply online today!

Stay informed and monitor account activity with Visa® Purchase Alerts, available by email and/or text. Click HERE or on the tab below for complete details. 

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  • Open an Account,
  • Contact Us and More
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  • Visa Purchase Alerts
  • A strong financial portfolio includes credit cards that provide the anytime access to money you need with lower rates and no fees so you can save money in the long run. Truliant’s VISA® credit cards are designed to fit your lifestyle while delivering plenty of perks and value.

    VISA Classic Credit Cards

    Right for you if:

    • You want to save money and improve your financial situation with a card backed by VISA®
    • You want spending power with a credit limit up to $10,000
    • You want the flexibility to choose between a fixed rate and a variable rate 
    • You want a card that doesn't charge annual fees or any maintenance fees
    • You want to monitor account activity by email and/or text message with Visa® Purchase Alerts

    VISA Platinum Credit Cards

    Right for you if:

    • You want the spending power of a VISA® card you can use anywhere in the world
    • You are a qualified borrower who wants a credit limit up to $30,000
    • You want anytime access to the financing you need, when you need it 
    • You want a low, fixed rate
    • You want to monitor account activity by email and/or text message with Visa® Purchase Alerts

    VISA EMV Chip Credit & Debit Cards

    The latest technology for added security.

    • Enhanced in-store fraud protection at millions of places that accept VISA® cards
    • The same benefits and convenience you enjoy today with your VISA® cards
    • Pay with confidence worldwide and protect personal information against card counterfeiting
    • You'll receive the Classic or Platinum EMV credit card when your current VISA® credit card expires
    • You'll receive an EMV debit card when your current VISA® debit card expires

    VISA Purchase Alerts

    Keep your Visa account secure and monitor card use in real time using your smart phone, tablet or computer.

    • Choose from email or text notifications
    • 24/7 service keeps you informed of purchases as they occur
    • Adjust notification criteria, including online transactions and purchases made outside the USA
    • Set threshold levels for purchases above a set amount
    • Track purchase locations for added security
    Federally insured by NCUA. APR = Annual Percentage Rate. Rates and terms are subject to change. Loans are subject to credit approval. (1) International exchange rates are 1% per transaction. (2) Visa® Classic variable rate: Prime + 4.9%. (3) Speak with a representative to learn more about opting-in for text alerts in branches or through Additional Services in Online Banking.
  • Choose between two VISA credit cards that give you what you need. Depending on your credit history, you can qualify for a credit limit of up to either $10,000 or $30,000. You're guaranteed worldwide access to money and no annual fees on both cards.

      VISA Classic VISA Platinum
      Apply Now Apply Now

    No annual fee

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    Worldwide spending power where VISA is accepted

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    Choose between a fixed or variable rate

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    Credit limit up to $10,000

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    Credit limit up to $30,000   checkmark
    25-day purchase grace period checkmark checkmark
    Auto rental insurance checkmark checkmark
    Purchase protection   checkmark
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    $250,000 common carrier insurance   checkmark
  • Keep your account secure and monitor card use with Visa® Purchase Alerts. Now available by email or text message.

    Stay informed, help reduce fraud and monitor spending with FREE email and/or text alerts from Truliant powered by Visa® .1

    Receive near real-time free alerts on your Visa® debit and credit card activity! When your card has been used, you’ll receive an email alert and/or a text message. If there is fraudulent activity, you'll know within minutes, and can take steps to quickly resolve the situation.

    How you use the service is up to you, and it's easy to set up and use. You can specify criteria like online transactions, purchases outside the United States and more. You can even customize the purchase amount threshold, for instance, setting it to receive alerts only for purchases above a set amount, starting at $1.00. 

    These alerts will give you all the information you need, including purchase amount, merchant name and location (if available), and the last four digits of the Visa® card used to keep you informed. Some restrictions may apply. See below  for details.

    Sign up HERE for Visa® debit and credit card alerts. 

    1) Actual time to receive Alerts powered by Visa® dependent on wireless service and coverage within area. Alerts service may not be available in all areas. Gasoline alerts may not include purchase amount. Account activity qualifying for alert service may vary by issuer. Additional restrictions apply. Visa does not currently charge for use of the alert service; however, some cell phone carriers may charge fees to send or receive a text message. As a result, message and/or data rates may apply. Please check with your mobile carrier for more information on any applicable fees.