WINSTON-SALEM, N.C. (March 28, 2022) – The Truliant Foundation announced today the 11 recipients of its annual Financial Education Grants for public schools.
One school system and 10 public schools in Truliant’s member-owner communities are receiving grants for individual programs aimed at improving financial literacy. The Truliant Foundation is distributing $42,360 to this year’s winners.
In the fall of 2021, teachers from eligible districts were encouraged to submit financial literacy project requests. Grants were awarded in five categories: Entrepreneurship, Money and Credit Management, Financial Planning, Income and Careers, and Professional Development. Schools in Mecklenburg, Randolph and Guilford counties received grants.
Truliant created the Financial Education Grants in 2016 to recognize its milestone of reaching 200,000 member-owners. The fund, now in its sixth year, has provided more than $250,000 to school programs.
The fund is intended to strengthen financial literacy in grades 6-12 by supplying up to $5,000 in financial education grants to public school teachers so they can incorporate financial education and related lessons into their curriculums.
“Since 2016, Truliant’s financial-education grants have enabled an array of important and creative financial-literacy programs,” said Atticus Simpson, director of the Truliant Foundation. “Our belief in this program is so strong, and financial education is such a core part of our values, that we extended the program another year and plan to continue providing them.”
The Truliant Foundation is also a contributor to the North Carolina Council on Economic Education (NCCEE), a non-profit organization that provides professional training and assistance to help teachers in North Carolina be better prepared to teach economics and personal finance. This is particularly important as a law passed in 2019 now requires North Carolina students take a personal finance course in order to graduate from high school.
Recipients of the Truliant Foundation 2022 Financial Education Grant Program include:
Mecklenburg County
- South Mecklenburg High School, Charlotte, N.C., $4,500: The grant is being used to support a student-run clothing store – Sabre Enterprise. Students will learn to run a small business that sells items to staff, clubs and other students.
- Turning Point Academy, Charlotte, N.C., $5,000: The grant will support “Brighter Financial Futures,” a financial-education curriculum at an alternative high school that will use incentives for students to attend school and complete their financial education training.
- Providence High School, Charlotte, N.C., $460: The grant will be used to purchase the final pieces of equipment in an audio/video and photography lab for students in a design class.
- West Charlotte High School, Charlotte, N.C., $5,000: The grant will support the new North Carolina Economic and Personal Finance curriculum. The curriculum is focused on money management, career planning and credit management.
Randolph County
- Southwestern Randolph High School, Asheboro, N.C., $300: The grant will support a digital-learning program that embeds questions into videos that are about economics and personal finance.
Guilford County
- Northwest Guilford Middle School, Greensboro, N.C., $5,000: The grant will support the Career and Technical Education department’s idea for a student-run store that uses computers to allow more students to participate in the operation and marketing of a small business.
- The Academy at Smith High School, Greensboro, N.C., $5,000: The grant will support a model pharmacy within the school so pharmacists can come to the school and assist students with receiving their credential training.
- The Academy at Smith High School, Greensboro, N.C., $4,850: The grant will support a real-world, online learning platform for students who are working to complete their healthcare certifications.
- Guilford County Social Studies, Greensboro, N.C., $5,000: The grant will be used to support teachers who are working with experts to develop standard-aligned lessons for the new Economics and Personal Finance curriculum.
- Northwest Guilford High School, Greensboro, N.C., $2,500: The grant will support a student store that has been created and is operated by accounting students. They will forecast operating costs and staff the business.
- Western Guilford High School, Greensboro, N.C., $4,750: The grant will support a model business curriculum and student competitions for Drone Technology and Transportation Logistics students in the “Western Drones R Us” program.
The next cycle for submissions to the Truliant Foundation Financial Education Grant program will be in October 2022.
For more information, contact Renee Rohrer at [email protected].
About The Truliant Foundation:
The Truliant Foundation supports Truliant Federal Credit Union’s commitment to community and its social responsibility to give back to the neighbors it serves. Established in 2021, the foundation provides support to nonprofit community partners working to enhance the quality of life in member communities. The donor-advised fund was created by Truliant and is administered by the Carolinas Credit Union Foundation. Donations to the foundation are tax deductible. Learn more at Truliant.org/Foundation.
About Truliant Federal Credit Union:
Truliant Federal Credit Union is a mission-driven, not-for-profit financial institution that improves lives by providing financial guidance and affordable financial services. Chartered in 1952, Truliant now serves 280,000+ members and has more than 30 Member Financial Centers in North Carolina, South Carolina and Virginia.
FOR MORE INFORMATION:
Contact: Heath Combs
[email protected]
(o) 336.293.2054 (c) 336.442.5736
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Unexpected perks — A $90 per month value if purchased separately:
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- Cell phone protection coverage
- 24/7 roadside assistance
- Buyer protection and extended warranties
- Telehealth for your family
- Save on healthcare (prescription, vision and dental discounts)
- Travel and leisure discounts
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Money Access and Everyday Banking Perks:
- Free standard Truliant checks
- Free official checks
- Free incoming wire transfers
- One-time overdraft fee waiver (per calendar year)
- Early Pay — Get your paycheck up to 2 days early
- Surcharge-free ATMs — Access to 80,000 ATMs worldwide that waive their fees for our members
- Free ATM withdrawals, even outside Truliant
We are proud to offer fewer fees at a lower cost compared to many other financial institutions. Below are our current fees for Reserve Plus Banking:
| General Charges |
| Fee Type |
Fee Amount |
| Monthly maintenance |
$25.00
Waived with any of the following:
1) Average Monthly Deposit Relationship ≥ $25,000, or
2) Average Monthly Truliant Financial Advisors Investment ≥ $50,000 |
| Order checks |
Standard Truliant Checks are free |
| Wire transfer (outgoing) |
$25.00 Domestic, $35.00 International (incoming wires are free) |
| Overdraft Charges |
| Fee Type |
Fee Amount |
| Balance Backup* and Balance Backup+** overdraft protection |
$28.00/transaction (limit of six service charges per day) - 1 fee waiver per calendar year |
| Deposit account overdraft protection transfer service charge |
$3.00 (limit once daily) |
| Line of credit overdraft protection transfer service charge |
$3.00 (limit once daily) |
*Balance Backup service charge occurs anytime we cover overdrafts caused by check, recurring transaction, or other transaction made using checking account or debit card number.
**Balance Backup
+ service charge occurs anytime we cover overdrafts caused by debit card or ATM transactions.
For a comprehensive listing of account-related fees, special service fees, and additional details,
log in to online or mobile banking to view our Deposit Account Agreement or Business Deposit Account Agreement.
Access to more than 80,000 surcharge-free ATMs. A surcharge-free ATM is one you can use without paying an extra fee charged by the ATM owner. Truliant partners with a nationwide network of ATMs that let you withdraw cash, check balances, and more—without those added fees.
Even if the ATM isn’t Truliant-branded, it can still be surcharge-free if it’s part of our network.
Use the
ATM locator to find the most convenient locations near you.
Receive one free overdraft per calendar year by contacting us or visiting a branch. Normal fee of $28 per overdraft applies for all other overdrafts.
We are proud to offer fewer fees at a lower cost compared to many other financial institutions. Below are our current fees for SafeSpend Banking:
| General Charges |
| Fee Type |
Fee Amount |
| Monthly maintenance |
$5.00
Waived with any of the following:
1) Monthly Total Deposits ≥ $250, or
2) 23 or younger |
| Official check, payable to third party |
$5.00/check |
| Wire transfer (incoming) |
$10.00 (Domestic / International) |
| Wire transfer (outgoing) |
$25.00 (Domestic) $35.00 (International) |
For a comprehensive listing of account-related fees, special service fees, and additional details,
log in to online or mobile banking to view our Deposit Account Agreement or Business Deposit Account Agreement.
Our
Balance Backup coverage offers members emergency overdraft protection, allowing important items to clear and helping you avoid returned payment fees from payees.
Truliant will strive to pay the following types of transactions when you do not have funds available.
- Checks and other transactions made using your checking account number
- Automatic recurring drafts made using your debit card number
We also offer
Balance Backup+ for the following types of transactions when insufficient funds exist in your account:
- Debit card transactions
- ATM transactions
For complete details visit our
overdraft protection page.
Truliant's Early Pay program lets you access your money up to two days before your payday on Automated Clearing House (ACH) direct deposits. You don't need to sign up or opt-in: Early Pay is a free and automatic service we provide to our members.
See more details here.
Acceptable forms of identification:
- Driver’s license (state or U.S. territory issued)
- Driver’s license learner permit (state or U.S. territory issued)
- ID card (state or U.S. territory issued)
- Passport (U.S. or foreign government-issued)
- Armed Forces ID (U.S. government-issued)
- Permanent resident card (U.S. government-issued)
- Employment authorization card (U.S. government-issued)
- VISA (U.S. government-issued)
- Matricula Consular ID (Mexican consulate issued)
All identification must be valid, have a full-face photo, and not be expired.
Additional documents may be requested to verify identity and residency.
Non-Sufficient Funds occur when there isn’t enough money in your account to complete a payment. If this happens, we’ll simply reject the payment — and we won’t charge you a fee.
Enjoy a full suite of everyday benefits designed to protect your wallet, your time, and your peace of mind — all part of this powerful package.
Unexpected perks — A $90 per month value if purchased separately:
- Lifestyle Protection and Savings
- Cell phone protection coverage
- 24/7 roadside assistance
- Buyer protection and extended warranties
- Telehealth for your family
- Save on healthcare (prescription, vision and dental discounts)
- Travel and leisure discounts
- Shopping perks (receive cash back or use for purchases)
- Shell station fuel perks
- Security and Fraud Protection
- Credit and identity monitoring
- View details.
- Or call the Benefits Service Center at 866-298-3686, Mon – Fri, 8:30 a.m. – 5:00 p.m. ET for assistance with registration and activation.
Money Access and Everyday Banking Perks:
- One-time overdraft fee waiver (per calendar year)
- Early Pay — Get your paycheck up to 2 days early
- Low-cost standard Truliant checks — Only $10 per order
- Surcharge-free ATMs — Access to 80,000 ATMs worldwide that waive their fees for our members
- Free ATM withdrawals, even outside Truliant
We are proud to offer fewer fees at a lower cost compared to many other financial institutions. Below are our current fees for Essentials Plus Banking:
| General Charges |
| Fee Type |
Fee Amount |
| Monthly maintenance |
$7.50
Waived with any of the following:
1) Monthly Direct Deposit ≥ $500, or
2) Average Monthly Checking Balance ≥ $1,500, or
3) Average Monthly Deposit Relationship ≥ $5,000 |
| Order checks |
Standard Truliant Checks = $10.00 |
| Official check, payable to third party |
$5.00/check |
| Wire transfer (incoming) |
$10.00 Domestic or International |
| Wire transfer (outgoing) |
$25.00 Domestic, $35.00 International |
| Overdraft Charges |
| Fee Type |
Fee Amount |
| Balance Backup* and Balance Backup+** overdraft protection |
$28.00/transaction (limit of six service charges per day) - 1 fee waiver per calendar year |
| Deposit account overdraft protection transfer service charge |
$3.00 (limit once daily) |
| Line of credit overdraft protection transfer service charge |
$3.00 (limit once daily) |
*Balance Backup service charge occurs anytime we cover overdrafts caused by check, recurring transaction, or other transaction made using checking account or debit card number.
**Balance Backup
+ service charge occurs anytime we cover overdrafts caused by debit card or ATM transactions.
For a comprehensive listing of account-related fees, special service fees, and additional details,
log in to online or mobile banking to view our Deposit Account Agreement or Business Deposit Account Agreement.
