Truliant’s home equity options feature great rates with no closing costs.

Home Equity Loans and Lines of CreditWhich option is right for you? Truliant Home Equity Loans and Lines of Credit feature no closing costs, no prepayment penalties and loan amounts from $10,000 to $350,000.2
Apply for a Home Equity Line of Credit, and borrow up to 85% of your home’s value if:

  • You require flexibility for longer-term needs like home improvements and tuition
  • You want to pay back only what you use, not what you borrow
  • You want no minimum withdrawals. Use what you need, when you need it and you can borrow against the credit again once you’ve repaid it

Apply for a Home Equity Loan, and borrow up to 90% of your home’s value if:

  • You have an immediate, short-term need, like debt consolidation, paying for a wedding or your dream vacation
  • You want a fixed rate and fixed monthly payment
  • You want the money upfront for immediate access

If you’re not sure which home equity solution is best for you, we are happy to provide some guidance. Click below to schedule an appointment, or call us at 855-293-2957.
Not a Truliant member? It’s easy to join, and we can help set up membership in conjunction with your home equity application. If you’re ready to get started, click here to apply.

Truliant is an Equal Housing Lender.  (1) APR = Annual Percentage Rate. Rates and terms are subject to change prior to consummation of the loan. All loans are subject to credit approval. Home Equity Line of Credit is a variable rate loan with a maximum APR of 18.00%. Home Equity Closed End loan is a fixed rate. The estimated monthly payment in a second lien position on a $25,000, 5-year fixed rate Home Equity Loan at 3.99% APR is $460.31. The monthly payment of a Home Equity Line of Credit is 1% of the outstanding loan balance. Available in FL, GA, NC, OH, SC, TN and VA only. (2) If an appraisal is deemed necessary, an appraisal fee will be collected at that time; total cost approximately $400-$600 and is non-refundable if the borrower does not close their home equity loan with Truliant. FEES IMPOSED BY THIRD PARTIES: If your home is located in SC or GA, an attorney in that state will charge approximately $250-$600 in SC and $300-$600 in GA to close your home loan. For SC loans, Truliant will pay up to $400 in closing cost attorney fees. For all states, certain third party fees are waived at loan origination. If your account is paid in full and closed within 24 months, you will be required to reimburse the credit union for 50% to 100% (depending on when you close the account) of the closing costs paid on your behalf upon closing your account. 

Request our article about Shopping for a Home Equity Loan by filling out the short form below.