Alert Testing: Test April 16 2:00pm
Scheduled Maintenance Notification: Our online loan and deposit application portal will be undergoing scheduled maintenance beginning Sunday April 21, 2019 from 12:00 a.m. to 4:00 a.m. Access to the portal may be disrupted during this time.
GOVERNMENT SHUTDOWN: For members impacted by the government shutdown, we may be able to help. Please call us at 800-822-0382 or stop by a branch near you for more information.
Auto loans & services

Auto Loan Options

  • Low-cost options help you purchase the vehicle you want and need
  • Convenient loans fit every situation from purchases to refinances
  • Easy application process helps you get on the road quicker
  • Product Details
  • Find the open road and begin a journey that will save you money and deliver convenient features when you choose from one of our auto loan options.

    New and Used Auto Loans

    • Rates as low as 3.49% APR1
    • Purchase or refinance1
    • Finance up to 100% of the vehicle
    • Flexible terms – up to 84 months

    90-Day Deferred Payment Auto Loan

    • Take advantage of our low auto loan rates to save you money over the loan's term
    • Defer your first payment for 90 days to obtain more financial flexibility2

    First-Time Auto Buyer

    • Rate determined by our low auto loan rates plus 0.50 -1% to help you save money
    • Terms range up to 72 months to provide financial flexibility
    • For greater convenience, you can purchase your vehicle without a co-applicant
    • A $1,000 cash down payment and collateral insurance are required to process this loan

    Parent-Assist Option

    • Rate determined by our low auto loan rates plus 1% to help you save money
    • Expand your options with a $12,000 maximum loan limit
    • Terms range up to 60 months to provide financial flexibility
    • A $500 cash down payment and co-applicant are required
    • Qualified co-applicant is required

    Ready to Apply?

    When you’re striving to reach your goals, Truliant can help you achieve them as your financial partner. Apply for one of our auto loans and get on the road to saving more money. Visit one of our Member Financial Centers in North CarolinaSouth Carolina and Virginia, or call our Contact Center at 800.822.0382 to get started today. Truliant is committed to providing the products and services members need to strengthen their finances and improve their lives.

    (1) Rates and terms are subject to change. Loans are subject to credit approval. Floor rate on auto loans is 3.24% APR, and includes discounts available when purchasing the vehicle through the Credit Union Auto Buying Service (CUABS) and/or when the vehicle's loan to value is 80% or less. Contact us for complete details. Additional terms apply for refinancing existing Truliant auto loans. (2) Qualified borrowers may defer payments for 90 days after loan signing. Interest will accrue from the date of the loan until payments begin. Participating in this program results in a 90-day extension of the loan, maximum term 84-months. Cannot be combined with other offers.