ATTENTION: Our online loan and account application platform is temporarily unavailable. You can still apply by phone at 800-822-0382. Thank you for your patience.
Unavailability Notice:: Due to system maintenance on Sunday, July 15, at 8:00AM - 12 Noon, Truliant's Check Deposit service, Easy Deposit, will be intermittently unavailable.
Auto loans & services

Auto Loan Options

  • Low-cost options help you purchase the vehicle you want and need
  • Convenient loans fit every situation from purchases to refinances
  • Easy application process helps you get on the road quicker
  • Product Details
  • Reviews
  • Find the open road and begin a journey that will save you money and deliver convenient features when you choose from one of our auto loan options.

    Traditional Auto Loan

    • New and used loan options
    • Purchase or refinance
    • Rates as low as 2.74% APR1
    • Finance up to 100% of the vehicle
    • Flexible terms – up to 84 months
    • Rate discounts for automatic drafts and more

    90-Day No Payment Auto Loan

    • Take advantage of our low auto loan rates to save you money over the loan's term
    • Defer your first payment for 90 days to obtain more financial flexibility2

    First-Time Auto Buyer

    • Rate determined by our low auto loan rates plus 0.50 -1% to help you save money
    • Terms range up to 72 months to provide financial flexibility
    • For greater convenience, you can purchase your vehicle without a co-applicant
    • A $1,000 cash down payment and collateral insurance are required to process this loan

    Parent-Assist Option

    • Rate determined by our low auto loan rates plus 1% to help you save money
    • Expand your options with a $12,000 maximum loan limit
    • Terms range up to 60 months to provide financial flexibility
    • A $500 cash down payment and co-applicant are required
    • Qualified co-applicant is required

    Ready to Apply?

    When you’re striving to reach your goals, Truliant can help you achieve them as your financial partner. Apply for one of our auto loans and get on the road to saving more money. Visit one of our Member Financial Centers in North CarolinaSouth Carolina and Virginia, or call our Contact Center at 800.822.0382 to get started today. Truliant is committed to providing the products and services members need to strengthen their finances and improve their lives.

    (1) Rates and terms are subject to change. Loans are subject to credit approval. Floor rate on auto loans is 2.74% APR.  Additional terms apply for refinancing existing Truliant auto loans. (2) Qualified borrowers may defer payments for 90 days after loan signing. Interest will accrue from the date of the loan until payments begin. Participating in this program results in a 90-day extension of the loan, maximum term 84-months. Cannot be combined with other offers. 
  • The most important feedback we get comes from our member-owners. We’re interested in hearing about your experience with Truliant’s products and services. Please provide a detailed review of your experience with this product. Our goal is to provide you with superior service, so you can focus on what really matters.
    Average Rating:
    1st time user for a car loan, using Greensboro Honda, had never heard of Truliant before, but the service over the past years has been super. Things could not have been any thing other than super from you. I do plan to use you for other services, and now am trying to refinance a car for lower payments (lower interest rate) and maybe trade to upgrade to a newer model.
    I have used Truliant for both a car loan and a personal loan and was able to pay both off within a year each, thanks to good rates and easy communication with the staff! Very pleased.
    Very friendly atmosphere. Applying for a loan is no longer a scary experience.
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