IMPORTANT UPDATES: For questions about the IRS Economic Impact Stimulus Payment program, please visit the IRS website.

Due to the SBA's recent communication, PPP applications for businesses have been halted. More info.
On Wednesday, January 29, 2020, Truliant's Mallard Creek location at 3024-B Prosperity Church Rd in Charlotte, N.C. will open with delayed hours. Please check back for updates.
Auto loans & services

Auto Loan Options

  • Low-cost options help you purchase the vehicle you want and need
  • Convenient loans fit every situation from purchases to refinances
  • Easy application process helps you get on the road faster
  • Product Details
  • Turn to Truliant and save money on both new and used auto loans with great rates, flexible terms up to 96 months, an easy online application process and fast approvals.

    Apply Easily Online 24/7

    New and Used Auto Loans

    • Rates as low as 3.24% APR1
    • Purchase or save by refinancing
    • Finance up to 100% of the vehicle
    • Flexible terms – up to 96 months
    • Check all current auto rates

    90-Day Deferred Payment 

    • Defer your first payment for 90 days for more financial flexibility2
    • Allows you three months to get caught up with other bills
    • Call 800.822.0382 for additional details

    Express Check

    • Provides pre-approved funds to buy a vehicle after credit union hours or on the weekend3
    • Offers both convenience and negotiating power when purchasing a vehicle from a dealership
    • Learn more

    CUABS (Credit Union Auto Buying Service) 

    • Provides free services to help you research and locate the vehicle you want
    • Save money with lower-than-retail prices and eliminate the stress of haggling
    • Convenient, time-saving way to shop for your next new or used vehicle 
    • Learn more


    • Lets you skip your payment for one month each year without penalty4
    • Give yourself some financial breathing room when needed 
    • Available for qualifying auto, recreational vehicle and boat loans
    • Learn more

    Apply Today - and Get Yourself Behind The Wheel!

    When you’re striving to reach your goals, Truliant can help you achieve them as your financial partner. Apply online, 24/7 for one of our auto loans and get on the road to saving more money. Visit one of our Member Financial Centers in North CarolinaSouth Carolina and Virginia, or call our Contact Center at 800.822.0382 to get started today. 


    (1) APR = Annual Percentage Rate. Rates and terms are subject to change. Loans are subject to credit approval. Floor rate on auto loans is 2.99% APR, and includes discounts available when purchasing the vehicle through the Credit Union Auto Buying Service (CUABS) and/or when the vehicle's loan to value is 80% or less. Contact us for complete details. Additional terms apply for refinancing existing Truliant auto loans. (2) Qualified borrowers may defer payments for 90 days after loan signing. Interest will accrue from the date of the loan until payments begin. Participating in this program results in a 90-day extension of the loan, maximum term 84-months. Cannot be combined with other offers.  (3) Subject to credit approval. Express Check is not authorized for vehicles purchased from individuals. (4) Subject to credit union approval. Skip-A-Pay works by extending your loan term by one month for each Skip-A-Pay transaction used. Limit one Skip-A-Pay extension per calendar year. Account must be in good standing to qualify. Interest will continue to accrue until loan is completely paid. A $25 service fee applies. Once the fee is transferred, your loan will reflect the new due date. Truliant must be listed as the lienholder on car, recreational vehicle or boat title to qualify.