IMPORTANT UPDATES: For questions about the IRS Economic Impact Stimulus Payment program, please visit the IRS website.

Due to the SBA's recent communication, PPP applications for businesses have been halted. More info.
On Wednesday, January 29, 2020, Truliant's Mallard Creek location at 3024-B Prosperity Church Rd in Charlotte, N.C. will open with delayed hours. Please check back for updates.
Auto loans & services


  • Get the power to purchase - even if shopping on the weekend - with a real check you can use to close the deal
  • Provides convenience and buying power when purchasing a vehicle from a dealership
  • Flexible funding that's delivered with no delay to qualified borrowers

NOTE: When applying for an ExpressCheck™ Loan, please make sure to select the EL Check option in the application.

  • Product Details
  • Fees and Terms
  • Express CheckThe power to purchase. 

    Truliant’s ExpressCheck Auto Loan gets you a pre-approved amount so you know exactly how much you can spend. Get the power to purchase - even if shopping on the weekend - with a real check you can use to close the deal.

    This financing option gives you:

    • Buying power for new or used cars or trucks back to 20101
    • Convenient 100% financing that covers tax, title and license
    • Flexible funding that’s delivered immediately to qualified buyers

    Just sign your loan paperwork and we'll give you a blank ExpressCheck good for up to amount of your loan pre-approval. Negotiate with the dealer, then fill out the amount to be financed. That's all there is to it! You can use all or some of your approved funds, and there's no obligation to use the check!

    Change gears and decide to purchase a different vehicle? No problem. You have 60 days to use your ExpressCheck.

    Ready to Apply?

    When you’re striving to reach your goals, Truliant can help you achieve them as your financial partner. Apply online for an ExpressCheck loan (make sure to select the EL Check Option in the application)  and buy that special vehicle before it's gone!  Feel free to also visit one of our Member Financial Centers in North Carolina, South Carolina and Virginia, or call our Contact Center at 800.822.0382 to get started today.

    (1) Subject to credit approval. Not authorized for vehicles purchased from individuals.
  • ExpressCheck is another great, free service that we offer to member-owners.