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Mobile Check Deposit

Mobile Check Deposit

  • Conveniently deposit checks with the Tru2Go® App and your smartphone
  • Choose a desktop scanner for high-volume deposits in online banking
  • Access your account anytime, 24/7 to deposit checks
  • Product Details
  • How To Use Mobile Check Deposit
  • Terms
  • IMPORTANT, REQUIRED STEP FOR MOBILE CHECK DEPOSIT. Click HERE for easy, step-by-step instructions.

     

    Truliant's Tru2Go® Suite of online and Mobile Services let you deposit your checks quickly and securely with our Mobile Check Deposit service. Whether you have a personal or business account, Mobile Check Deposit allows you to deposit money without making a trip to your local branch.

    Mobile Check Deposit for Personal Banking

    • Choose between two simple deposit options - scan your check and deposit through online banking or use the Tru2Go app and take a picture of your check with your mobile device
    • Deposit up to $2,500 per day and $10,000 over a rolling 30-day period 

    Mobile Check Deposit for Business Banking

    • Choose between two simple deposit options - scan your check and deposit through online banking or use the Tru2Go app and take a picture of your check with your mobile device
    • Deposit up to $20,000 per day and $50,000 over a rolling 30-day period 

    To use Mobile Check Deposit, we ask that you meet these criteria:

    • Follow the new guidelines in terms of endorsement (Click here).
    • Have a qualifying checking account or loan opened at least 30 days
    • Maintain personal and business accounts that are in good standing 
    • Enroll in online banking 
    • Must be at least 14 years of age and those under 18 must have a qualifying adult 

    Ready to Apply?

    When you’re striving to reach your goals, Truliant helps you achieve them as your financial partner. Sign up for Mobile Check Deposit and start saving more time and money. Feel free to visit one of our Member Financial Centers in North Carolina, South Carolina and Virginia. Truliant is committed to providing the products and services members need to strengthen their finances and improve their lives.

    (1) Terms are subject to change. Read our Mobile Check Deposit Terms and Conditions
  • New, required step for depositing checks remotelyFollow these important steps to avoid processing delays and/or returned checks when making mobile check deposits using the Tru2Go® Mobile app: 

    1. Log in to your Tru2Go mobile account and select "More," at the bottom right of your screen. Select "Mobile Check Deposit."
       
    2. Choose the account in which to deposit the check.
       
    3. Enter the check amount.
       
    4. Take a picture of the front of the check. Tap "Keep Picture" if okay.
       
    5. (Required Step) Sign your name on the back of your check and write "For Mobile Deposit at Truliant" clearly on the line(s) below your signature (see example on this page). IMPORTANT: Please do not write in cursive, but instead print "For Mobile Deposit at Truliant" to prevent your check from being delayed or returned.

    6. Take a picture of the back of the check and tap "Keep Picture' if okay. 

    7. Click "Deposit" to finish the process.

    Once your check is accepted, the words "Successful Deposit" should appear on your screen. You will also see a reference number for your records. If you see “Deposit in Review”, this means that your check is being processed for your security. You do not need to submit your check again.

    If you have any questions, please call 800.822.0382.

    (Note: When using our web-based Mobile Check Deposit feature, please follow all instructions as usual, but be sure to add the Step 5 endorsement addition above before capturing the back of the check image.)

  • Deposits are subject to normal check-hold guidelines. Submissions prior to 8 p.m. Monday through Friday and 6 p.m. Saturday and Sunday may be deposited the same business day. Funds received after these times or items that require review will post the next business day.

    (1) Fees and terms are subject to change. Read our Mobile Check Deposit Terms and Conditions.