Scheduled Maintenance:

Users of Online Banking, may experience brief outages beginning at 9 p.m. on Wednesday, June 21st until 1:00 a.m. on Thursday, June 22nd due to scheduled maintenance. If this occurs, please log back into the system. We apologize for any inconvenience.

Asheboro, NC Branch Notice:

Truliant's Asheboro, NC. branch is temporarily closed due to power loss. Members can still pay bills, deposit checks, transfer funds, view accounts and more using the Tru2Go app and online banking. We apologize for any inconvenience.

rates

Rates

  • Deposits
  • Loans
  • Business Deposits
  • Regular & IRA Certificates1

    Account TypeAnnual Percentage YieldDividendMin. Balance
    3 month term20.15%0.15%$250.00
    3 month term20.15%0.15%$5,000.00
    3 month term20.20%0.20%$25,000.00
    3 month term20.25%0.25%$100,000.00
    6 month term0.25%0.25%$250.00
    6 month term0.25%0.25%$5,000.00
    6 month term0.30%0.30%$25,000.00
    6 month term0.35%0.35%$100,000.00
    12 month term0.30%0.30%$250.00
    12 month term0.30%0.30%$5,000.00
    12 month Term (Opened Online)0.30%0.30%$250.00
    12 month term0.35%0.35%$25,000.00
    12 month term0.40%0.40%$100,000.00
    14 month term30.20%0.20%$250.00
    14 month term30.20%0.20%$5,000.00
    14 month term30.25%0.25%$25,000.00
    14 month term30.30%0.30%$100,000.00
    18 month term0.40%0.40%$250.00
    18 month term0.45%0.45%$5000.00
    18 month term0.50%0.50%$25,000.00
    18 month term0.55%0.55%$100,000.00
    24 month term0.50%0.50%$250.00
    24 month term (Opened Online)0.55%0.55%$250.00
    24 month term0.55%0.55%$5,000.00
    24 month term0.60%0.60%$25,000.00
    24 month term0.70%0.70%$100,000.00
    24 month Flex (with 1x rate increase option)40.40%0.40%$250.00
    24 month Flex (with 1x rate increase option)40.45%0.45%$5,000.00
    FEATURED:   24 month Flex (with 1x rate increase option)40.50%0.50%$25,000.00
    24 month Flex (with 1x rate increase option)40.60%0.60%$100,000.00
    36 month term0.85%0.85%$250.00
    36 month term (Opened Online)0.90%0.90%$250.00
    36 month term0.90%0.90%$5,000.00
    36 month term0.95%0.95%$25,000.00
    36 month term1.05%1.04%$100,000.00
    48 month term1.20%1.19%$250.00
    48 month term (Opened Online)1.25%1.24%$250.00
    48 month term1.25%1.24%$5,000.00
    FEATURED:   48 month term1.30%1.29%$25,000.00
    48 month term1.40%1.39%$100,000.00
    60 month term1.40%1.39%$250.00
    60 month term (Opened Online)1.45%1.44%$250.00
    60 month term1.45%1.44%$5,000.00
    60 month term1.50%1.49%$25,000.00
    60 month term1.60%1.59%$100,000.00
    Dollar Dog0.50%0.50%$100.00
    Dollar Dog0.55%0.55%$5,000.00
    Dollar Dog0.60%0.60%$25,000.00
    Dollar Dog0.70%0.70%$100,000.00
    (1) Certificate rates are accurate as of March 15, 2016. Please see our Account Terms and Truth in Savings disclosures for more information about dividends and your accounts. A penalty may be imposed for early withdrawal. (2) Not available for IRA certificates. (3) Allows members a one-time early withdrawal, for part or all of the principle, without penalty (must be after the first sixty days). (4) You may increase your dividend rate to the rate in effect at the time of your request one time prior to maturity, not to exceed 1% above the original rate.

    Money Market Accounts1

    Account TypeAnnual Percentage YieldDividendMin. Balance
    Premier Money Market20.05%0.05%$0.00
    Premier Money Market20.10%0.10%$1,000.00
    Premier Money Market20.15%0.15%$10,000.00
    Premier Money Market20.20%0.20%$25,000.00
    Premier Money Market20.25%0.25%$100,000.00
    Performance Plus Money Market20.05%0.05%$0.00
    Performance Plus Money Market20.15%0.15%$2,500.00
    Performance Plus Money Market20.20%0.20%$10,000.00
    Performance Plus Money Market20.25%0.25%$25,000.00
    Performance Plus Money Market20.30%0.30%$100,000.00
    Performance Plus IRA Money Market20.05%0.05%$0.00
    Performance Plus IRA Money Market20.15%0.15%$2,500.00
    Performance Plus IRA Money Market20.20%0.20%$10,000.00
    Performance Plus IRA Money Market20.25%0.25%$25,000.00
    Performance Plus IRA Money Market20.30%0.30%$100,000.00
    Select Money Market0.05%0.05%$0.00
    Select Money Market0.25%0.25%$5,000.00
    FEATURED:   Select Money Market0.30%0.30%$25,000.00
    Select Money Market0.35%0.35%$100,000.00
    Select IRA Money Market0.05%0.05%$0.00
    Select IRA Money Market0.25%0.25%$5,000.00
    Select IRA Money Market0.30%0.30%$25,000.00
    Select IRA Money Market0.35%0.35%$100,000.00
    Investor's Money Market30.05%0.05%$0.00
    Investor's Money Market30.25%0.25%$10,000.00
    Investor's Money Market30.30%0.30%$25,000.00
    Investor's Money Market30.35%0.35%$50,000.00
    Investor's Money Market30.40%0.40%$100,000.00
    (1) Money Market rates are accurate as of March 15, 2016. Money Market rates are subject to change weekly. Please see our Account Terms and Truth in Savings disclosures for more information about dividends and your accounts. (2) Premier, Performance Plus and Performance Plus IRA Money Market accounts are no longer available. Members who currently have Premier, Performance Plus and Performance Plus IRA Money Market account types can continue to keep these accounts open. Truliant will continue to service all existing accounts. (3) The Investor's Money Market account is only available to members who have a relationship with the Financial Advisors at Truliant, which is affiliated with the Credit Union.

    Checking & Savings Accounts1

    Account TypeAnnual Percentage YieldDividendMin. Balance
    Regular Savings0.15%0.15%$0.00
    Regular Savings0.15%0.15%$1,000.00
    Regular Savings0.15%0.15%$10,000.00
    Regular Savings0.20%0.20%$25,000.00
    Regular Savings0.30%0.30%$100,000.00
    IRA Savings0.15%0.15%$0.00
    IRA Savings0.15%0.15%$1,000.00
    IRA Savings0.15%0.15%$10,000.00
    IRA Savings0.20%0.20%$25,000.00
    IRA Savings0.30%0.30%$100,000.00
    Rainy Day Account0.25%0.25%$0.00
    Save Your Way Account0.25%0.25%$0.00
    Christmas Club0.05%0.05%$0.00
    Vacation Club0.05%0.05%$0.00
    Basic Checking0.05%0.05%$0.00
    Advantage Checking0.05%0.05%$2,500.00
    Senior Advantage Checking0.05%0.05%$0.00
    Health Savings Account0.05%0.05%$0.00
    Health Savings Account0.15%0.15%$1,000.00
    Health Savings Account0.20%0.20%$10,000.00
    Health Savings Account0.25%0.25%$25,000.00
    Health Savings Account0.30%0.30%$100,000.00
    (1) Savings rates are accurate as of March 15, 2016. Savings rates are subject to change monthly as determined by the Board of Directors of the Credit Union. Please see our Account Terms and Truth in Savings disclosures for more information about dividends and your accounts.
  • Auto Loans1

    Account Type ▲Model YearTermAPR2ApplyNow
    New Auto2016-Newerup to 36 Mos.Rates from 2.24% - 8.95%Apply Now
    New Auto2016-Newer37-48 Mos.Rates from 2.24% - 8.95%Apply Now
    New Auto2016-Newer49-60 Mos.Rates from 2.24% - 8.95%Apply Now
    New Auto2016-Newer61-66 Mos.Rates from 2.24% - 9.20%Apply Now
    New Auto2016-Newer67-72 Mos.Rates from 2.49% - 6.40%Apply Now
    New Auto2016-Newer73-84 Mos.Rates from 2.99% - 4.74%Apply Now
    Used Auto2010-2015up to 36 Mos.Rates from 2.39% - 9.90%Apply Now
    Used Auto2010-201537-48 Mos.Rates from 2.39% - 9.90%Apply Now
    Used Auto2010-201549-60 Mos.Rates from 2.39% - 9.90%Apply Now
    Used Auto2010-201561-66 Mos.Rates from 2.69% - 10.40%Apply Now
    Used Auto2010-201567-72 Mos.Rates from 3.09% - 7.20%Apply Now
    Used Auto2007-2009up to 36 Mos.Rates from 3.89% - 11.15%Apply Now
    Used Auto2007-200937-48 Mos.Rates from 3.89% - 11.15%Apply Now
    Used Auto2007-200949-60 Mos.Rates from 3.89% - 11.15%Apply Now
    (1) Loans are subject to credit approval. (2) Advertised Annual Percentage Rate (APR) may change without notice. Loan rates are based on credit history, term and loan-to-value. Rates includes 0.25% rate discount for automatic loan payment from a Truliant account. Additional discounts may apply, including a 0.25% rate discount when purchasing your vehicle through our Credit Union Auto Buying Service (CUABS). Additional discounts may apply for fuel efficient vehicles, for purchasing both VSA and GAP, and for loans with a loan-to-value under 90%. Total maximum discount is 0.50%. All auto loan rates, including promotional rates and discounts, are subject to a 2.24% minimum APR for new autos, 2.39% minimum APR for 2010-2015 autos and 3.89% minimum APR for 2007-2009 autos.

     

    Home Equity Lines of Credit & Loans1

    Account Type ▲AmountAPR2ApplyNow
    Home Equity Line of Credit3$10,000-$350,000Variable rates as low as 4.00%Apply Now
    Home Equity Loan4$10,000-$350,000Fixed rates starting from 4.15%Apply Now
    (1) All loans are subject to credit approval. Home equity products available in NC, SC, TN, VA, FL, GA & OH only. Consult your tax advisor on the deductibility of interest. (2) Advertised Annual Percentage Rate (APR) may change without notice. (3) APR is based on The Wall Street Journal Prime Rate and will vary based on your credit history, but will not go below the floor rate of 4.00%. The rate on home equity lines of credit tied to prime are adjusted the 1st day of the following month in which the prime rate change occurs. Maximum APR is 18%. (4) Rates are based on your credit history, term, loan to home value, type of loan and lien position.

    Mortgage Loans

    Rates subject to change daily for purchases and refinances. For the most current rates, products, and closing costs, click here or call 800-822-0382, ext. 6398.

    Credit Cards & Lines of Credit

    Account Type ▲APR2CommentsApplyNow
    Business VISA Credit Card10.15%3variable rate (prime + 5.9%)Apply Now
    Personal Convenience (Debt Consolidation) Loan8.49%-9.49%Loan amounts of $500-$15,000. Terms between 12 and 60 months. Fixed rate.Apply Now
    Preferred Line of Credit / Overdraft Protection6.5%-12.00%variable rate with minimum rate of 6.5%. Rate based on amount of loanApply Now
    Savings-Secured Line of Credit0.30% plus 3%variable rate (highest tiered rate on the regular share account)Apply Now
    VISA Credit Card8.90%3variable rate (prime+4.9%)Apply Now
    VISA Credit Card14.90%4fixed rateApply Now
    VISA Platinum9.90%4$5,000 min. credit limit - fixed rateApply Now
    (1) Subject to credit approval. (2) Advertised Annual Percentage Rate (APR) may change without notice. (3) VISA variable rate adjusted quarterly based on The Wall Street Journal prime rate posted on the preceding 25th of the month. (4) VISA fixed rate adjusted daily based on The Wall Street Journal prime rate posted on the preceding business day.

    RV & Boat Loans1

    Account Type ▲TermAPR2ApplyNow
    New/Used Boatup to 60 Mos.Rates From 5.25% to 7.60%Apply Now
    New/Used Boat61-72 Mos.Rates From 5.70% to 8.10%Apply Now
    New/Used Boat73-84 Mos.Rates From 6.25% to 7.50%Apply Now
    New/Used Boatgreater than 84 Mos.Rates From 7.00% to 9.05%Apply Now
    New/Used RVup to 60 Mos.Rates From 5.25% to 7.60%Apply Now
    New/Used RV61-72 Mos.Rates From 5.70% to 8.10%Apply Now
    New/Used RV73-84 Mos.Rates From 6.25% to 7.50%Apply Now
    New/Used RVgreater than 84 Mos.Rates From 7.00% to 9.05%Apply Now
    (1) Boat loans include motor, trailer & accessories. RV loans include motorcycles. Loans are subject to credit approval. (2) Annual Percentage Rate (APR) may change without notice. Loan rates are based on credit history, profile, and loan terms. Rate includes 0.25% rate discount for automatic loan payment from a Truliant account. Example: The estimated monthly payment for a $20,000 2014 boat loan with a 72 month fixed-rate loan at 6% is $331.45.
  • Business Checking & Savings Accounts1

    Account TypeAnnual Percentage YieldDividendMin. Balance
    Business Savings0.15%0.15%$5.00
    Business Savings0.15%0.15%$1,000
    Business Savings0.15%0.15%$10,000.00
    Business Savings0.20%0.20%$25,000.00
    Business Savings0.30%0.30%$100,000.00
    Business Checking0.05%0.05%$0.00
    Business Checking0.10%0.10%$25,000.00
    Business Checking0.15%0.15%$100,000.00
    Basic Business Checking0.05%0.05%$0.00
    (1) Savings rates are accurate as of May 6, 2015. Savings rates are subject to change monthly as determined by the Board of Directors of the Credit Union.

    Business Money Market & Certificates1

    Account TypeAnnual Percentage YieldDividendMin. Balance
    Business Money Market0.25%0.25%$2,500.00
    Business Money Market0.30%0.30%$25,000.00
    Business Money Market0.35%0.35%$100,000.00
    Business Money Market0.45%0.45%$250,000.00
    Business Money Market0.50%0.50%$500,000.00
    Business Money Market0.55%0.55%$1,000,000.00
    3 month term0.15%0.15%$250.00
    3 month term0.15%0.15%$5,000.00
    3 month term0.20%0.20%$25,000.00
    3 month term0.25%0.25%$100,000.00
    6 month term0.25%0.25%$250.00
    6 month term0.25%0.25%$5,000.00
    6 month term0.30%0.30%$25,000.00
    6 month term0.35%0.35%$100,000.00
    12 month term0.30%0.30%$250.00
    12 month term0.30%0.30%$5,000.00
    12 month term0.35%0.35%$25,000.00
    12 month term0.40%0.40%$100,000.00
    24 month term0.50%0.50%$250.00
    24 month term0.55%0.55%$5,000.00
    24 month term0.60%0.60%$25,000.00
    24 month term0.70%0.70%$100,000.00
    36 month term0.85%0.85%$250.00
    36 month term0.90%0.90%$5,000.00
    36 month term0.95%0.95%$25,000.00
    36 month term1.05%1.04%$100,000.00
    Money Market rates are subject to change weekly.
    All Certificate rates are fixed and will not be paid until maturity.
    (1) Certificate rates are accurate as of May 6, 2015. Money Market rates are accurate as of May 6, 2015. A penalty may be imposed for early withdrawal.