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Interest Rates

All rates effective as of 4/20/2024.

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Checking and Savings Account Rates

Savings and Checking rates are accurate as of November 13, 2023. Rates are subject to change monthly as determined by the Board of Directors of the Credit Union. Please see our Account Terms and Deposit Account Agreement for more information about your accounts, dividends, fees and features.

(1) APY = Annual Percentage Yield. 
(2) The terms of the account, including any fees or features, may change. Fees may reduce earnings on this account. Premium Rate: To receive the premium interest rate an active checking account that meets monthly minimums of $1,500 in deposits and 10 withdrawals is required. The premium rate will be applied at the end of each month on balances up to $25,000. Non-Premium Rate: Interest rate will decrease for balances above $25,000. Base Rate: Interest rate applied if checking activity doesn't qualify. External deposits include: ACH (Direct Deposit), mobile & ATM deposits, checks deposited from a non-Truliant account, in-coming wire transfers. Withdrawals include: Debit card purchases (Point of Sale), checks, ATM, ACH, out-going wire transfers, withdrawal from a Truliant account to make a payment on a Truliant loan. Excluded transactions: internal transfers between Truliant deposit accounts and loan proceeds being deposited into your account from a Truliant loan.